Hospitality & Hotel Insurance Options

From slip and fall accidents involving guests, to a fire that damages a room and causes smoke inhalation injuries, you need insurance coverage to help protect your business.

Farmers Hospitality Business Owners insurance package helps you take the guesswork out of finding the coverage you want for your business. Work with a Farmers agent to design a package of specific coverage solutions for your Hospitality Business. Request a Business insurance quote to get started.


Coverage highlights

Business Property

Business Property insurance offers excellent defense against unexpected occurrences no matter what each day brings. It can help to restore lost or reduced income and covers losses to valuable equipment and materials such as bedding, refrigeration units, washing machines or televisions.

For Bed & Breakfast, it can also be extended to cover for additional living expenses incurred due to loss of principal living quarters located at the same place.

Business Liability

Business Liability insurance can help you protect your business from losses if a guest claims he or she was injured or incurred property damage while on your premises. Stand strong with insurance coverage that can help you address the cost of claims and legal damages up to the policy limits selected.

For Bed & Breakfast, it can also protect insured's personal liability exposure if similar injuries occur due to non-business related activities.

Business Crime

Whether you've just opened the doors to a new facility, or provided lodging for travelers for years, you need to think about losses that can happen from both within and outside your Hospitality business. Business Crime insurance can help you with losses resulting from wrongdoing like theft, vandalism or robbery by a third party.

Guests' Property Coverage

Obtain coverage for your legal liability if your guests' property is lost or damaged while on your premises.


Connect with a Farmers agent to help you further tailor your business insurance.