Are you getting all of the discounts you deserve as a good driver? Learn more about Farmers Auto Insurance discounts, and see how you may qualify for additional savings:
Business and Professional Group - As a member of a business or professional group in Alabama, you may be eligible for an insurance discount. Contact us to see if your group qualifies.
Distant Student - Designed to lower your rates when your child is away at school, this discount applies if a student on your policy (23 or younger) goes to school at least 100 miles away from home, and doesn’t have regular access to the covered vehicle.
Multi-Car - Cover more than one vehicle under the same Farmers Auto policy to qualify for this additional premium discount.
Teen Driver - Single licensed drivers under 19 get a discounted rate, as the child or grandchild of the primary driver on the policy.
Youthful Driver - Earn this discount if you have drivers under 25 years old in your household.
Electronic Funds Transfer (EFT) - Get an automatic rate discount when you log-in or register your account, and enroll in Farmers automatic (EFT) payments.
Homeowner - If you own your home in Alabama, you’re eligible for a discounted rate on your Auto insurance.
Pay In Full - Pay your full term premium in one lump sum and you’ll get a discounted rate.
Transfer - Switch your Auto insurance from certain standard carriers to Farmers with no lapse in coverage to get a rate discount.
Discount applies for a 12 month period. To qualify, please contact Farmers with any applicable documentation (report card, transcript, etc.).
Mature Driver - In Alabama, drivers over 55 who’ve completed a state-approved Safe Driver Program anytime within the past 3 years are eligible for an additional rate discount.
Are you getting all of the discounts you qualify for as a home owner in Alabama? Learn more about Farmers Homeowners Insurance discounts and see if you qualify for additional savings:
Multi-line Discounts - Carry multiple Farmers policies and save across the board. Cover your Home, along with your Auto insurance and/or Life insurance to qualify for multi-policy discounts.
New Home - If your home was built within the past 13 years, you’re eligible for this added discount.
New Roof - If you’ve replaced or built a new roof for your home in the past 6 years, you can earn this rate discount.
UL Approved Roofing Materials - Certain roofs may qualify you for this discount if they are made of impact resistant materials like asphalt shingles or asphalt fiberglass, approved and tested by Underwriters Laboratories.
Protective Devices - Burglar alarms, central fire alarms, and fire protection sprinklers help to protect your home from serious risk, so Farmers rewards you with a rate discount for having them.
You may be eligible for one or more of these discounts, subject to documentation. Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. Not all products and discounts are available in every state. Please contact a Farmers agent for details.