Seasonal Smarts


Welcome to the Farmers Insurance® Seasonal Smarts Digest. Each digest highlights each season’s most common dangers and provides suggestions to
reduce risk.

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Seasonal Smarts Digest


The Farmers Seasonal Smarts Digest is released four times per year to provide drivers and homeowners with knowledgeable, straightforward and proactive tips to help mitigate potentially dangerous and costly insurance losses. The digest examines a five-year window (2013-2017) of Farmers Insurance's historical claims database to identify seasonal perils.

2018 Summer Seasonal Smarts

On the Road

The digest uses the past five years' worth of actual claims from roads around the country to highlight some of summer’s common dangers and provide suggestions to help drivers so they can reduce their risk.

At Home

The digest uses the past five years' worth of actual claims from homes around the country to highlight some of summer’s common dangers and provide suggestions to help homeowners so they can reduce their risk.

2018 Spring Seasonal Smarts

On the Road

The digest uses the past five years' worth of actual claims from roads around the country to highlight some of spring's common dangers and provide suggestions to help drivers so they can reduce their risk.

At Home

The digest uses the past five years' worth of actual claims from homes around the country to highlight some of spring's common dangers and provide suggestions to help homeowners so they can reduce their risk.

2018 Valentine's Day

Love Hazards

Using the last four years' worth of actual claims from road and homes across the country, as well as survey data, Love Hazards highlights some of the common dangers that can be experienced on Valentine's Day and provides suggestions to consumers so they can reduce their risk.

2017 Fall Seasonal Smarts

On the Road

The digest uses the last four years' worth of actual claims from roads around the country to highlight fall's common dangers and provide suggestions to reduce drivers’ risk. 

At Home

The digest uses the last four years' worth of actual home related-claims from around the country to highlight fall’s common dangers and provide suggestions to help reduce homeowners’ risk.