Collectible Car Insurance Features & Discounts

Cover your classic car with specialized insurance and save with unique discounts just for collectible car owners.

Insurance discounts for collectible cars

Specialized Collectible Auto Insurance Coverage

For the true car collector, classic car lover, and aficionado, cars are more than a passion…they’re a way of life. At Farmers, we understand your dedication.

That’s why we offer Collectible Car insurance, to give you the specialized protection you want for your classic and modified cars. See which types of coverage and features we offer to help make your Collectible Car insurance policy your own:

Agreed Value/Guaranteed Value™ Coverage

Because sometimes it can be tough to accurately value a collectible or modified car, before issuing your policy you and your local Farmers agent come to an “agreed value” for your vehicle. If there’s ever a total loss to your car, this “agreed value/Guaranteed Value™” is the full amount you’ll receive, less any applicable deductible.

No Attendance Clause (perfect for car shows!)

Unlike some other Collectible Auto insurance providers, Farmers doesn’t have an attendance requirement. That means you can bring your vehicle to a classic car show and actually enjoy it, without worrying about a loss while you’re away from your car.

Designed for You

With customizable policies, you can save hundreds of dollars and plenty of time by going with a program designed with the true enthusiast in mind. Your agent can help you to create a policy unique to your individual vehicle and use.

Annual Policy

Keep your collectible car covered from year to year with annual policy coverage. Maintain continuous coverage to ensure your classic car stays in ideal condition, and enjoy it longer!

Towing and Roadside Assistance

Don’t end up stranded on the side of the road after a breakdown or dead battery. Take your collectible auto for a cruise and really appreciate it, knowing that you’re covered with 24/7 towing and roadside assistance.

Keep more money in your wallet with Collectible Car insurance discounts

As any collector knows, classic and modified cars are an investment. Farmers believes you don’t have to spend an arm and a leg to protect your investment though.

Learn how you can save money while keeping your cars covered! Talk to an agent to see what policy discounts you could qualify for:

Multi-Vehicle Discount

Protect and preserve the condition of each of your classic and modified cars, plus receive a multi-vehicle discount when you insure more than one collectible car.

No Deductible

You can opt for Collectible Car insurance options with Full Windshield and Safety Glass coverage without a deductible. Every crack, every chip – get it fixed or replaced and save money by not having to worry about a high deductible.

Spare Parts Coverage

Keep your classic or modified cars running smoothly with optional Spare Parts coverage. You can get Collectible Car insurance policies with up to $750 in spare parts, covered at no additional cost.

Talk to your agent about a specialized policy for your collectible auto.

Find an agent near you.

This brief summary is not a policy document. Please read the actual policy documents for your state for important details on coverages, exclusions, limits, conditions, and terms. If there is any conflict between this summary and the policy documents, the policy documents will control. Not all products and discounts are available in every state.