Mexico Car Insurance

Liability coverage is the most important type of coverage in Mexico Auto Insurance. It helps cover the cost of damage or injury that you may cause to others while driving in Mexico. This type of coverage is required by law in Mexico.

There are several types of coverages, including liability coverage, theft and vandalism coverage, collision coverage, and more. You can choose the coverage that best fits your needs and budget. BorderSolutions offers 3 different packages: Liability, Full Coverage and Platinum Full Coverage

Yes, you can buy Mexican Auto Insurance online from a reputable provider like BorderSolutions. The process is quick, easy, and convenient, allowing you to get the coverage you need before you start your journey in Mexico.

Your local car dealer or your insurance agent should be able to help you determine your vehicle's value. The Kelley Blue Book of used cars values may also be used as a guide. Be sure to add those extras you want insured should you have a loss. Remember, our trailers and cars are always worth more to us owners than they might be to someone else. Be cautious not to under-insure. 

If you have a loan on your vehicle or trailer, most lenders will require that they be furnished a copy of your policy indicating that the car is insured while it is in Mexican territory. Upon request, we will supply a "lien holder" copy of the policy naming your bank or financial institution as lender. Always make sure you allow enough time before your trip into Mexico to allow for the handling of paperwork.

No, but it must be listed on the policy with the towing vehicle, otherwise the towing vehicle's insurance could be voided in the event of an accident or loss.

Yes, you should obtain a notarized affidavit or permission from the legal owner.

The liability only policy provides the minimum vehicle insurance required by the Mexican government. Included in this coverage is property damage caused by your vehicle, legal liability for injuries or death of persons not in your vehicle and medical expenses for you or other persons in your vehicle.

In Mexico, a traffic accident is considered a felony, it is possible that the authorities will detain you with your vehicle impounded, until they conclude their investigation. Legal Aid can help with this, with one phone call an attorney can come to your assistance and negotiate for your immediate release as well as the release of the vehicle.

Generally, it does not cover:

• Vehicles with Mexican plates (or rental vehicles from Mexico).
• Drivers with Mexican driver licenses.
• Full coverage on vehicles over 15 years old.
• Vehicles while involved in a race or any kind of competition.
• Vehicles that are off-roading.
• Commercial use.

Yes, you can easily extend your coverage for a longer period of time issuing a new policy. If you need it, simply contact your and they can assist you issuing a new Policy.

Yes, it is required to have Mexican Auto Insurance when driving a rental car in Mexico. Most rental car companies will offer Mexican Insurance as an optional purchase, but it's important to confirm that you have adequate coverage before starting your trip. Unfortunately, BorderSolutions does not offer coverage for rental cars in Mexico.

Yes, many Mexican Auto Insurance policies include medical expense coverage for you and your passengers in case of an accident. This coverage can help cover the cost of medical treatment, hospitalization, and more.

If you get into an accident in Mexico without Mexican Auto Insurance, please be aware that there is potential for serious legal and financial consequences. You could be arrested and detained until the matter is resolved, and you could also be responsible for paying any damages out of pocket. 

Yes, you can purchase Mexican Auto Insurance while you're already in Mexico. However, consider purchasing your insurance before starting your trip to ensure that you have coverage in case of an emergency or other unforeseen circumstances.

Yes, the Mexican Auto Insurance offered by BorderSolutions is valid in all states of Mexico. Whether you're driving in Baja California, Yucatan, or any other state, you'll have coverage  under your Mexican insurance policy. However, BorderSolutions’ monthly payments policies are considered limited Territory, which will only cover the following states of Mexico: Baja California (Norte), Sonora, Chihuahua, Coahuila, Nuevo Leon and Tamaulipas.