What car insurance is required in Oklahoma?
Car insurance with a minimum amount of liability coverage is required in Oklahoma, as it is in almost all states. It is illegal to drive without minimum insurance coverage. As of March 2023, the minimum liability requirements are 25/50/25. But keep in mind, this is the minimum coverage required, not the actual amount or full extent of coverage you may want.
Read more about coverage options in Oklahoma with a Farmers Flex Personal Auto policy.
COVERAGE TYPE
OKLAHOMA MINIMUM REQUIREMENTS
Bodily injury liability
$25,000 per person; $50,000 per accident
Property damage liability
$25,000 per accident
COVERAGE TYPE
Bodily injury liability
OKLAHOMA MINIMUM REQUIREMENTS
$25,000 per person; $50,000 per accident
COVERAGE TYPE
Property damage liability
OKLAHOMA MINIMUM REQUIREMENTS
$25,000 per accident
How much does car insurance typically cost in Oklahoma?
Oklahoma drivers paid an average of $1,086 a year for full coverage (liability, collision and comprehensive) in 2020, according to the most recent data available from the National Association of Insurance Commissioners (NAIC). That’s slightly lower than the national average of $1,176 per year for coverage, the NAIC report shows. Keep in mind that insurance premiums in most states have changed since then. Your cost will also depend on how much coverage you choose, as well as your driving history, the car you drive and other factors.
Oklahoma car insurance discounts
Farmers offers a variety of discounts for drivers in Oklahoma. For example:
- Welcome Discount
- Loyalty Discount
- Five-Year Accident-Free Discount
- Multi-Policy Discount
- Signal®, which can reward you with an initial discount when you use our Signal app
See more information about additional discounts that may be available in Oklahoma.
Chickasaw National Recreation Area
Famous for its hot springs, which were cherished by local Native tribes, this recreation area was originally known as the Sulphur Springs Reservation and, later, Platt National Park. — National Park Service
More coverage options in Oklahoma
Oklahoma home insurance
Learn more about what home insurance in Oklahoma covers, available discounts and more.
View home insurance coverage details and discounts for Oklahoma
Learn From Experience
Still have questions about cars and car insurance? We have answers.
Why Did My Car Insurance Premium Go Up When Nothing Else Has Changed?
You didn’t have an accident. You didn’t file a claim. You didn’t even get a speeding ticket. So why might your car insurance rate increase anyway?
What These Auto Pros Know About Adding Years to a Car’s Life — and You Should, Too
What Is Uninsured Motorist Coverage?
No matter where you live, some drivers will inevitably fail to buy insurance or allow their insurance to expire. Uninsured motorist or UM coverage provides coverage in these situations.
