Florida Car Insurance

Here is some important information on auto insurance requirements and discounts in Florida. Did you know that each state has its own car insurance coverage requirements, or that you could earn discounts for being a safe driver? Learn more about minimum requirements and available discounts in Florida.

Florida auto insurance minimum coverage requirements

Below are the required auto coverage amounts in Florida. Keep in mind that these are state minimums, not the actual amounts you may want. Your local Farmers agent can help as you select the coverage you want for your needs.

COVERAGE TYPE

FLORIDA REQUIREMENTS

Bodily injury

$10,000 per person; $20,000 per accident

Property damage

$10,000 per accident

Uninsured motorist

$10,000 per person; $20,000 per accident

Personal injury

$10,000

COVERAGE TYPE

Bodily injury

FLORIDA REQUIREMENTS

$10,000 per person; $20,000 per accident

COVERAGE TYPE

Property damage

FLORIDA REQUIREMENTS

$10,000 per accident

COVERAGE TYPE

Uninsured motorist

FLORIDA REQUIREMENTS

$10,000 per person; $20,000 per accident

COVERAGE TYPE

Personal injury

FLORIDA REQUIREMENTS

$10,000

Florida auto insurance discounts

Farmers offers a variety of discounts for our car insurance customers based in Florida. For example:

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Multi-vehicle

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Youthful driver

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Multi-policy

See a list of potential auto insurance discounts. Not all listed discounts are available in Florida.

Drive safe and save with Signal

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Signal by Farmers®

Earn rewards for safe driving with Signal, the mobile app that pays you in discounts.

Learn more about Signal

View more coverage options in Florida

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Home insurance

Your home is an investment, and you want to protect it like that. Learn more about our Home insurance offerings to help you build the policy that works best for your life style.

View home coverage details for Florida

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