Florida Homeowners Insurance

With a Farmers^® home policy, you have the freedom to create a policy that reflects how you live and what matters most to you.

Home Insurance Coverage Options in Florida

Farmers Smart Plan Home^® in Florida gives you three highly customizable packages as a starting point:

Standard — Reduced coverage for a reduced price
Enhanced — Provides higher coverage limits and extra features
Premier — Comes with the highest coverage limits and greatest choice of features

Within each package, you have the flexibility to adjust coverage types and limits so that your home is covered the way you want.

Typical home insurance policies offer coverage for damage caused by:

Windstorms
Hail
Lightning strikes
Fire
Vandalism and theft
Explosion
Falling objects

Florida home insurance discounts

Farmers^® builds value into every policy —but you may be eligible for even more savings.

We offer a variety of discounts for our home insurance customers based in Florida. For example:

Multi-policy

Protective devices

Non-smoker

See a list of potential home insurance discounts. Not all listed discounts are available in Florida.

View more coverage options in Florida

Auto insurance

Find out minimum state requirements for auto insurance in Florida, available discounts, information on our Signal app and more.

View car insurance details and discounts for Florida

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