Specialized Vehicles Covered

Farmers covers all types of Collectible Autos.

Learn about insurance for classic cars

Types of Collectible Cars

What is an Antique and Classic Auto?

An antique auto is a vehicle that is 25 years and older. A classic car is considered a vehicle 19 to 24 years old. Both the antique and classic vehicles must be in the original (or original restored) condition.

This program includes:

  • Antiques
  • Muscle Cars
  • Exotics
  • Replicas
  • Woodies
  • Foreign and Domestic Sports Cars
  • Modifieds
  • Customs
  • Kit Cars
  • Classics
  • Hot Rods
  • Many More!


What is a Modified Auto?

Whether it's chopped, channeled, lowered, chromed or flamed or it's powered for greater performance, the Modified Auto Program is the perfect fit.


A vehicle that has been modified for significant performance increases such as an addition of a blower, structural alterations to the body and/or custom paint.


A motor vehicle that is considered to be increasing in value rather than depreciating because of its specific make, model year of manufacture and exceptional physical condition.

Kit car

A representation motor vehicle at least 24 years old consisting of separately manufactured components that are assembled by the purchaser.




A commercially assembled reproduction of any motor vehicle at least 25 years old.

Hot Rod/Street Rod

A vehicle manufactured prior to 1949 whose body, chassis, engine suspension or interior has been modified.

This brief summary is not a policy document. Please read the actual policy documents for your state for important details on coverages, exclusions, limits, conditions, and terms. If there is any conflict between this summary and the policy documents, the policy documents will control. Not all products and discounts are available in every state.