Before you get in too deep, get a Farmers Smart Plan Home® policy.

Farmers Smart Plan Home® Coverage Packages

Selecting home insurance that fits your life shouldn't be complicated. That's why Farmers® offers the choice of three highly customizable packages for a wide range of coverage options and greater pricing flexibility.

No matter your stage of life, Farmers makes it easier for you to select and customize an insurance policy the way you want.

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Standard: Coverage at an affordable premium.

Our most affordable Farmers Smart Plan Home® package – perfect for those who are just starting out – includes coverage levels you can customize to add protection for things that matter most to you.

Enhanced: Coverage at a great value.

Designed with the established homeowner in mind, this Farmers Smart Plan Home® package is the standard for those looking for desirable home coverage at a competitive market rate.

It not only offers a host of available extended limits, but can also help to pay the cost to replace your roof or contents without depreciation – you can replace your covered items with brand-new ones. Talk to an agent to learn more.

Premier: Highest levels of coverage.

If you're looking for superb coverage for an array of assets, look no further. This Farmers Smart Plan Home® package provides the highest limits on personal property and includes Guaranteed Replacement Cost coverage for your home.


Farmers Smart Plan Home® — One plan, three packages, and plenty of straightforward solutions.

Each Farmers Smart Plan Home package offers you the ability to customize with various straightforward solutions:

Get started with your customized coverage now.

Contact your Farmers® agent today to learn how the straightforward solutions of a Farmers Smart Plan Home® policy can benefit you.

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