North Carolina Car Insurance
From cruising the Blue Ridge Parkway to exploring the Outer Banks, wherever you’re driving in North Carolina, get coverage that fits your driving life.
What car insurance is required in North Carolina?
Every state has its own minimum requirements for bodily injury and property damage liability — this is the amount your insurance company will cover. In North Carolina, these required minimums are $30,000 per person for bodily injury/$60,000 per accident/$25,000 for property damage, often noted as 30/60/25 in a policy. Keep in mind: these are North Carolina’s required minimums, not the actual amounts you may want your auto insurance to cover. Your Farmers direct sales representative can help as you select the right level of coverage for your vehicle.
COVERAGE TYPE
NORTH CAROLINA REQUIREMENTS
Bodily injury
$30,000 per person; $60,000 per accident.
Property damage
$25,000 per accident
Uninsured motorist bodily injury
$30,000 per person; $60,000 per accident
Uninsured/underinsured motorist property damage
$25,000 per accident
COVERAGE TYPE
Bodily injury
NORTH CAROLINA REQUIREMENTS
$30,000 per person; $60,000 per accident.
COVERAGE TYPE
Property damage
NORTH CAROLINA REQUIREMENTS
$25,000 per accident
COVERAGE TYPE
Uninsured motorist bodily injury
NORTH CAROLINA REQUIREMENTS
$30,000 per person; $60,000 per accident
COVERAGE TYPE
Uninsured/underinsured motorist property damage
NORTH CAROLINA REQUIREMENTS
$25,000 per accident
What is the average cost of car insurance in North Carolina?
Some estimates put the average cost of car insurance around $110 per month or $1,325 per year in North Carolina, but there are many variables that can affect your premium. What you pay for car insurance in North Carolina may be higher or lower than the average rate, based on these and other factors:
- State requirements
- Years of driving experience
- Your car’s make and model
- Your driving record
What discounts does Farmers offer for car insurance in North Carolina?
Farmers offers a variety of discounts to our car insurance customers based in North Carolina, including:
Multi-vehicle
Inexperienced driver discount
Multi-policy
See a list of potential auto insurance discounts. Not all listed discounts are available in North Carolina.
More coverage options in North Carolina
Home insurance
Learn more about Farmers North Carolina home insurance to help you build a policy that works best for your lifestyle.
View homeowners insurance details and discounts for North Carolina
Renters insurance
Find out more about coverage for renters, costs, requirements and more.
View renters insurance details and discounts for North Carolina
Learn more about auto insurance
Find out how much auto insurance costs, get a free quote and more.
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Talk to a Farmers® representative about auto insurance.
Learn about all the options and potential discounts so you can choose the coverage you want.
Call 1-888-767-4030 now