NORTH CAROLINA HOMEOWNERS INSURANCE

With Farmers® home insurance, you could build a policy that reflects how you live and what matters most to you.

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Home Insurance Coverage Options in North Carolina

Farmers builds value into every home policy with:

  • Declining Deductibles® — Earn $50 toward your deductible each year.
  • Claims Free Discount® — Receive a discount if you’ve been claim-free for three years.
  • Claim Forgiveness — Your premium won’t increase due to a claim if you’ve been claim-free with Farmers for five years.

Typical homeowners insurance policies in North Carolina cover damage caused by:

  • Windstorms
  • Hail 
  • Lightning strikes 
  • Fire 
  • Vandalism and theft 
  • Explosion 
  • Falling objects 
  • Damage caused by weight of snow or ice

North Carolina homeowners insurance discounts

Farmers® builds value into every policy — but you may be eligible for even more savings.

We offer a variety of discounts for our home insurance customers based in North Carolina. For example:

Multi-policy
Protective devices

See a list of potential home insurance discounts. Not all discounts available in North Carolina.

Smart home security that saves

Farmers is working with ADT Security Services to bring you the best of both businesses – ADT industry-leading smart home security, and outstanding coverage with a Farmers home policy. Farmers customers and prospective customers receive special ADT pricing.


View more coverage options in North Carolina

 

Auto insurance

Find out minimum state requirements for auto insurance in North Carolina, available discounts and more.

View car insurance details and discounts for North Carolina


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