What is the average cost of car insurance in Nevada?
Nevada drivers paid an average of $1,366 a year for full coverage (liability, collision and comprehensive) in 2020, according to the most recent data available from the National Association of Insurance Commissioners (NAIC). Keep in mind that insurance premiums in most states have changed since then. Your cost will also depend on how much coverage you choose, as well as your driving history, the car you drive and other factors.
What auto insurance is mandatory in Nevada?
A car insurance policy with a minimum amount of liability coverage is required in Nevada. However, minimum coverage may not be the full extent of coverage you want.
As of January 2023, 25/50/20 liability coverage limits are the minimum required in Nevada.
COVERAGE TYPE
NEVADA MINIMUM REQUIREMENTS
Bodily injury liability
$25,000 per person; $50,000 per accident
Property damage liability
$20,000 per accident
COVERAGE TYPE
Bodily injury liability
NEVADA MINIMUM REQUIREMENTS
$25,000 per person; $50,000 per accident
COVERAGE TYPE
Property damage liability
NEVADA MINIMUM REQUIREMENTS
$20,000 per accident
What does car insurance typically cover in Nevada?
A typical car insurance policy in Nevada includes coverage for bodily injury and property damage liability, as well as optional collision and comprehensive coverage in case of covered damage or theft.
Nevada car insurance discounts
Farmers offers a variety of discounts for drivers in Nevada. For example:
- Multi-vehicle
- Multi-policy
- Youthful driver
See more information about additional discounts that may be available in Nevada.
Lake Tahoe
Nevada shares North America’s largest and deepest alpine lake with California. Mark Twain described it as “surely the fairest picture the whole Earth affords.” — Nevada State Parks
More coverage options in Nevada
Nevada home insurance
Learn more about what home insurance in Nevada covers, available discounts and more.
View home insurance coverage details and discounts for Nevada
Learn From Experience
Still have questions about cars and car insurance in Nevada? We have answers.
Why Did My Car Insurance Premium Go Up When Nothing Else Has Changed?
To understand rate increases, it’s important to know that premium calculations are based on your risk and the projected cost it would take to repair or replace your car. Anything that impacts these factors can explain why rates may increase.
What These Auto Pros Know About Adding Years to a Car’s Life — and You Should, Too
What Is Uninsured Motorist Coverage?
If you have uninsured motorist coverage, your accident-related expenses can be covered. And if the other driver does have insurance, but it’s not sufficient to cover your costs (given today’s high medical bills), underinsured motorist coverage can help fill the gap.
