Home Insurance Coverage Options in Maryland
- Declining Deductibles® — Earn $50 toward your deductible each year.
- Claims Free Discount® — Receive a discount if you’ve been claim-free for three years.
- Claim Forgiveness — Your premium won’t increase due to a claim if you’ve been claim-free with Farmers for five years.
- Cosmetic Damage Coverage — File a claim for functional damage, and we’ll cover related cosmetic damage as well.
Typical homeowners insurance policies in Maryland cover damage caused by:
- Windstorms
- Hail
- Lightning strikes
- Fire
- Vandalism and theft
- Explosion
- Falling objects
- Damage caused by vehicles
- Damage caused by weight of snow or ice
Maryland home insurance discounts
Farmers® builds value into every policy — but you may be eligible for even more savings.
We offer a variety of discounts for our home insurance customers based in Maryland. For example:
Multi-policy
Protective devices
Non-smoker
See a list of potential home insurance discounts. Not all listed discounts are available in Maryland.
View more coverage options in Maryland
Auto insurance
Find out minimum state requirements for auto insurance in Maryland, available discounts and more.
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