Maryland Car Insurance

The auto insurance coverage you need — with discounts available

Whether you drive a sports car, SUV, or luxury sedan, you recognize the need to protect your vehicles and financial assets. 

Farmers® auto insurance gives you the freedom to design a policy around your specific needs. You may also qualify for discounts on your annual premium. 

Learn more about Farmers auto coverage options for Maryland drivers.

Types of auto coverage available in Maryland

Here’s a rundown of the main types of auto coverage available in Maryland:

Liability

  • Covers the cost of injury to others and damage to their property when you’re at fault
  • Required by law in nearly all states

Collision

  • Pays to repair or replace your own vehicle when you’re at fault
  • Covers collisions with other vehicles, objects, and animals

Comprehensive

  • Covers damage to your car caused by things besides a collision
  • Includes hail, wind, theft, fire, vandalism, animal damage, and more

Uninsured / Underinsured Motorist

  • Covers your losses caused by an uninsured or underinsured driver
  • Helps payfor damage to your car and bodily injury to you and your passengers

Medical Payments

  • Helps with the cost of medical care for you and your passengers resulting from injuries in an accident
  • Provides this coverage no matter who’s at fault

Personal Injury Protection (PIP)

  • Helps cover the cost of your rehabilitation and lost wages resulting from an accident
  • Covers you no matter who’s at fault

Maryland auto insurance minimum coverage requirements

Below are the required auto coverage amounts in Maryland. Keep in mind that these are state minimums, not the actual amounts you may want. Your local Farmers agent can help as you select the right level of coverage for your needs.

COVERAGE TYPE

MARYLAND REQUIREMENTS

Bodily injury

$30,000 per person; $60,000 per accident

Property damage

$15,000 per accident

Personal injury protection

$2,500 per person

Uninsured motorist bodily injury

$30,000 per person; $60,000 per accident

Uninsured motorist property damage

$15,000 per accident

COVERAGE TYPE

Bodily injury

MARYLAND REQUIREMENTS

$30,000 per person; $60,000 per accident

COVERAGE TYPE

Property damage

MARYLAND REQUIREMENTS

$15,000 per accident

COVERAGE TYPE

Personal injury protection

MARYLAND REQUIREMENTS

$2,500 per person

COVERAGE TYPE

Uninsured motorist bodily injury

MARYLAND REQUIREMENTS

$30,000 per person; $60,000 per accident

COVERAGE TYPE

Uninsured motorist property damage

MARYLAND REQUIREMENTS

$15,000 per accident

Maryland auto insurance discounts

Farmers offers a variety of discounts for our car insurance customers based in Maryland. For example:

multi-vehicle icon

Multi-vehicle

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Youthful driver

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Multi-policy

See a list of potential auto insurance discounts. Not all listed discounts are available in Maryland.

Drive safe and save with Signal

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Signal by Farmers®

Earn rewards for safe driving with Signal, the mobile app that pays you in discounts.

Learn more about Signal

View more coverage options in Maryland

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Home insurance

Your home is an investment, and you want to protect it like that. Learn more about our Home insurance offerings to help you build the policy that works best for your life style.

View home insurance coverage details for Maryland

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