In Florida, we offer a coverage option designed for drivers like you. Our Rideshare coverage in Florida is available under the Foremost® brand, part of Farmers Insurance Group.
Avoid a potential gap in coverage.
With Rideshare you can avoid a potential gap in coverage by extending your personal auto insurance coverage when you are logged in on a company's rideshare app and waiting to be matched with your next rider.
What gap? Doesn't the rideshare company's insurance policy cover me when I'm working?
When you log in to the rideshare company's app, you could be faced with a coverage gap that could require you to pay for damages out of your own pocket, in the event of a claim.
Doesn't my personal auto insurance policy cover me when I'm driving for a rideshare company?
Many personal auto insurance providers may exclude coverage during certain timeframes when you are using your vehicle as a rideshare driver.
What does Rideshare cover?
Rideshare in Florida extends your personal auto insurance coverage through Periods 0 and 1 as shown below. Your full rideshare coverage ends when you accept a ride request in the app (Period 2). When you drop off the passenger at their destination Rideshare coverage once again applies while you are still logged into the app and until you accept your next ride request.
Talk to Us about Rideshare
To learn more about Rideshare in Florida, contact your agent if you have an existing Foremost Auto policy. If you are a new customer, call 1-800-420-4271. Rideshare is not available for sale online.
This brief summary is for illustrative purposes only and is not a policy document. Always review the actual policy for important details on coverages, exclusions, limits, conditions, and terms. Not all products, coverages, and discounts are available in every state.
"Foremost" and the "F" logo are registered trademarks of FCOA, LLC, 5600 Beech Tree Lane, Caledonia, MI 49316. Bristol West Insurance Group is a registered trademark of Bristol West Holdings, Inc., 900 South Pine Island Road, Suite 600 Plantation, FL 33324. Insurance underwritten by a member of the Bristol West Insurance Group. The Foremost and Bristol West companies are members of the Farmers Insurance Group®, 6301 Owensmouth Ave., Woodland Hills, CA 91367.