Oregon Insurance Discounts

Auto Insurance Discounts

Whether you’re keeping Portland weird or taking the scenic route through Cascade Mountains, Farmers has Oregon drivers covered with smart Auto discounts. Learn about the different ways Farmers helps you save on great Auto insurance in Oregon.

Discounts for the Family


Multi-line Discounts – You may save money when you protect all of your important investments and combine a Farmers Auto policy with any of the following Farmers products:

  • Home
  • Condo
  • Renters
  • Mobile Home / Speciality Dwelling
  • Farmers Specialty (Motorcycle, boat, motor home, etc.)
  • Life

Signal® by Farmers - Sign up, download and use the Signal app and you’ll receive a 5% discount on your auto policy, with an opportunity to earn up to 15% each time you renew your policy. You can save an additional 10% if you have a young driver in your household. Learn more about Signal® by Farmers

.Business and Professional Group - If you’re currently employed with or retired from an approved occupational group, you may be eligible for an additional discount. Contact Us to see if you qualify.

Distant Student – If your child goes away for school at least 100 miles from your home, does not have regular access to your covered car, and meets age limits, you may be eligible for this discount. Check with your local Farmers agent for details.

Multi-Car – Cover more than one car under the same Farmers Auto policy and earn this discount.

Teen Driver – Your teen drivers (19 or younger) save on their auto insurance rates when you add them to your policy after 2 years in effect.

Youthful Driver – Drivers who’ve had a valid Farmers Auto policy in force for at least 1 year can add a child or grandchild (24 or younger) to their policy and save with this added discount.

Planning Ahead Discounts


Alternative Fuel  Earn a discount (and save at the pump) if you drive a hybrid, electric, or other alternative fuel car.

Electronic Funds Transfer (EFT) – Pay your premium with an automatic E F T, and Farmers will lower your rates.

Homeowner –  If you own your home, you may be eligible for this additional rate discount.

Pay In Full  Pay your full-term premium with one lump sum to earn this additional rate discount.

Classroom Discounts


Good Student  Students under 25 save on their auto insurance rates when they do well in school. Discount applies to any of the following:

  • High school students with at least “B” average
  • College students with a 3.0 (out of 4.0) grade point average or higher
  • Dean’s List or Honor Roll students
  • Students ranked in the top 20% of their class or in the top 20% in national standardized tests

Be ready to submit proof of eligibility (a copy of a report card, grade-point average, etc.) when requesting this discount.

Mature Driver – Senior Oregonians, 55 and older, who’ve completed a state-approved Safe Driver Program in the past 3 years, are eligible for this discount.

Homeowner Insurance Discounts

At Farmers, we believe that everyone can be a safe, smart homeowner. That’s why we offer a variety of discounts that reward great habits, and help our customers in Oregon put more back in their pockets.

Discounts for the Household


Affinity - Farmers is always supporting new groups and professions in neighborhoods across America. To find out if you’re eligible, just contact a local Farmers agent.

Multi-line Discounts - Combine multiple Farmers insurance products, like Farmers Home, Auto and Life policies, and you may get a discount on your premium.

Home Upkeep Discounts


Home Renovation - Did you recently renovate your heating and electrical, or plumbing systems? Because we’ve got discounts for you if you have.

New Home - Was your home built new, within the past few years? If so, you could save on your Homeowners insurance.

U L Approved Roofing Materials - Earn more savings for weather-defying asphalt or fiberglass shingles approved by Underwriters Laboratories. This smart investment will also keep roof maintenance fees out of your hair and checkbook.

Home Safety Discounts

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Home Safety - Some would say that managing risk has its own rewards. But adding one more Farmers discount never hurt anyone. Here are some qualifying features: reinforced windows and walls, water leak or gas valve shut offs, or ENERGY STAR, EPA, or LEED certification.

Protective Devices - Being smart about protecting what you love doesn’t get more basic than a fire alarm, security system, and/or internal sprinkler system. So we reward your smart choices with another smart discount.

Connected Home - also known as a smart home – may earn you a discount on your Farmers Insurance® Home policy. Having a Connected Home is a smart way of using technologies to help you monitor your home 24/7 – both when you're home and when you're away.

Rent To Own Discount


Are you a renter planning the purchase of your first home? Be sure to ask your agent about our Rent to Own discount. It’s available if you have an existing Farmers® renters policy and stay with us when choosing new home coverage.

Simplify and save

Find out about multi-line insurance discounts when you buy an auto policy with a home policy.

You may be eligible for one or more of these discounts, subject to documentation. Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. Not all products and discounts are available in every state.  Please contact a Farmers agent for details.

Once you enroll in Signal® by Farmers® and complete 10 qualifying trips using the app, you will receive an initial 5% discount on your Farmers Insurance® auto policy. Only one discount can be applied per policy, regardless of the number of enrolled drivers who complete 10 trips.  At renewal, the Signal discount may increase or decrease based on the percentage of enrolled drivers on your auto policy using the app and their driving scores. Your renewal discount could range between 0.5% and 15%, except in Colorado where your renewal discount can range from 0.5% to 20% and in Florida where your renewal discount will be 5%.

The youthful driver component of the Signal discount is not available in Florida and Georgia.

Restrictions apply. Discounts may vary. Not available in all states. See your agent for details. Insurance is underwritten by Farmers Insurance Exchange and other affiliated Insurance entities. Visit farmers.com for a complete listing of entities. Not all insurers are authorized to provide insurance in all states. Coverage not available in all states.