Home Insurance Coverage Options in New York
- Declining Deductibles® —Earn $50 toward your deductible each year.
- Claims Free Discount® —Receive a discount if you’ve been claim-free for three years.
- Claim Forgiveness —Your premium won’t increase due to a claim if you’re been claim-free with Farmers for five years.
- Cosmetic Damage Coverage —File a claim for functional damage, and we’ll cover related cosmetic damage as well.
Things typically covered by New York home insurance:
- Vandalism and theft
- Windstorms and hail
- Lightning strikes
- Falling objects
- Damage caused by weight of snow or ice
New York home insurance discounts
We offer a variety of discounts for our home insurance customers based in New York. For example:
See a list of potential auto insurance discounts. Not all listed discounts are available in New York.
View more coverage options in New York
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