- Most types of temporary rental vehicles are typically covered by personal auto policies.
- The coverage usually extends to U.S. territories, Puerto Rico and Canada.
- Recreational vehicles may require special coverage on your policy.
- Moving vans and similar vehicles are often excluded from coverage.
Farmers auto policies cover most types of rental vehicles, including passenger cars, pickup trucks and SUVs. You’ll get the same amount and types of coverage you’ve chosen on your personal policy. Coverage may vary with other insurance carriers, so be sure to check your policy terms.
Farmers coverage extends to accidents occurring within the United States, its territories, Puerto Rico and Canada. If you’re traveling outside of these areas, check with your agent about your coverage options.
If you’re renting a recreational vehicle (RV), you would need special RV coverage for the rental period. While you can easily add RV coverage to a Farmers policy, it’s not included in a standard policy. All it takes is a phone call to your agent — but be sure to make that call before you embark.
Keep in mind that moving trucks are not covered under personal auto policies. Companies that rent moving trucks usually offer special insurance coverage to their customers.
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