You’re never too young for life insurance. Rachael Taylor can tell you why.

Life Events

When you’re young, and starting out in both life and your career, life insurance may not be a top priority for you. Consider Eddie and Rachael, a young married couple. After a year of marriage, they found out they were having a son, and were overjoyed. With so many new beginnings and changes occurring at once, life insurance may have been the last thing on their minds.

However, between Eddie’s job in law enforcement and the impending birth of their son, they realized they needed to consider life insurance to help secure their family financially. “We talked a lot about death, due to the nature of his job as a policeman,” said Rachael. In addition to the added risks his job posed, as young parents they wanted to make sure their son was taken care should anything happen to the both of them. They worked on their wills, and began to look into purchasing life insurance. “Eddie wanted to make sure I was taken care of in every way possible, and as parents we needed to take care of things for our son as well.” (See Rachael’s story here)

Eddie had been working with Farmers agent Patti Rusho. After meeting with Rachael and Eddie, Patti helped them understand their options and so they could choose the coverage that best met their needs. “Farmers has a great feature, called a Farmers Friendly Review, which uses my skills as an agent while explaining available options to our customers.” said Patti.

It begins with a Farmers Friendly Review

A Farmers Friendly Review® includes an experienced professional, that gives you coverage options and customer service regarding your insurance needs. Farmers recommends scheduling an FFR at least once a year, or whenever a change in your life occurs, as this can result in big changes in your insurance needs. A change in marital status, the birth of a child or the purchase of a home are just a few examples of life events that may create overlaps or gaps in your coverage.

An experienced life insurance agent can get to know your specific needs, understand what you’re looking for, and help you find cost-effective choices that may be more accurate than relying on an automated online quote system. In addition, agents have many sophisticated tools to make the process quick and simple.
 

Why you should schedule your Farmers Friendly Review today

“We were lucky to get the policy in when we did, because a month later Eddie was gone.” Rachael continued, “Shortly after our second anniversary, Eddie had a massive heart attack. I honestly don’t know how we would have survived without life insurance.” As a stay-at-home mom, the importance of the life insurance Eddie purchased was magnified: “I wasn’t working – he was our sole provider.”

Whether you and your spouse continue to work, or one decides to stay at home, both of you are providing for the family. If something should happen to you, could your spouse and children get by? Whatever your income situation, should something happen to you your spouse will have to make it on reduced earnings and will most likely have to pay for child care.


Life insurance can benefit people of all ages. Don’t wait to see how it can benefit you.

Don’t let your age prevent you from considering new opportunities to save and address your coverage needs. “Being 26, you don’t necessarily think about death. I can’t stress enough the importance of having something like this in place,” Rachael said.  An added bonus of purchasing life insurance when you're young and healthy is that you generally get a better rate than you would if you wait until you’re older.

We all leave a legacy when we die, no matter the amount of our assets. A well-organized financial plan can make a big difference in how these assets are allocated. Contact your Farmers agent to schedule a Farmers Friendly Review today to discuss the benefits of life insurance for you and your loved ones.



Life insurance issued by Farmers New World Life Insurance Company, 3003 77th Ave. SE, Mercer Island, WA 98040. Products and features may not be available in all states and may vary by state.

FFV 1016     10/16