Stop Water Damage At the Source

Know the Gaps

The problem with pipes and plumbing is you never know when one might burst, freeze or leak. Even a small drip or slow leak can soak your floors, seep through your ceiling, or wreak havoc on your walls, causing serious damage to your home and your possessions over time.

What’s worse, some leaks turn into an ankle deep pool of water in a relatively short time – leaving you with a catastrophic repair bill and a giant mess to clean up.

Preventing Water Damage

You wouldn’t skip your routine health checkup right? Well your house needs checkups too. So, make sure to schedule a home inspection, every year, to make sure everything’s in working order.

Regularly examining your plumbing, appliances, sewer lines, heating/cooling units, and drains can not only help you spot leaks early, but also stop them from becoming bigger, costlier problems down the line.

Also, there are some proactive steps you can take to prevent water damage like:

1. Swap out your washing machine’s supply hose: Believe it or not, washing machine breakdowns are a leading cause of water damage every year. Replace your washing machine’s hose, periodically, before it has a chance to give out. Also, consider replacing the rubber hose with a steel-braided one. It’s usually more durable and less susceptible to leaks.

2. Unclog your rain gutters and clear out debris: Overflowing gutters can do more damage than you think, forcing water into your foundation, or sending it gushing down into your basement.

3. Keep your roof in top notch condition: Age, wear and tear, and hail can all deteriorate your shingles to such an extent that water will eventually finds its way inside, if you’re not careful about maintaining your roof.

Water Detection Technology

Cracked flooring, moldy growths, stained ceilings, blistered walls, damp odors…they’re all telltale signs of water damage. But not all leaks are obvious, or easy to detect. That’s where flood detection technology can help fill gaps in our lives.

Some options include:

Wireless leak sensors: These high-tech flood sensors raise an alarm when they sense a leak. Well-placed sensors in flood-prone areas like your basement, laundry room or bathroom, can be critical in notifying you before any real damage is done. These sensors connect to your wireless network and communicate with a central device or hub. They can even send a notification on your smartphone if you’re away.

Smart water valves: No one wants to come home to find their furniture drowning in water or their carpeting soaked. Smart water valves act as an intelligent backup, so if a pipe bursts in your absence, they automatically turn off the main water supply right away.

Installed an automatic shut off valve in your home lately? Farmers offers a homeowners insurance discount for doing so. Talk to your Farmers agent to learn more.

Some common culprits of water damage around your home include:

Keep in mind though that your typical homeowners insurance policy doesn’t cover flooding caused by a weather catastrophe like a storm or hurricane. That could be a major coverage gap, and could end up costing you thousands out of pocket in damages. Talk to your Farmers agent to make sure you’re covered the way you want against water damage.

The information contained in this page is provided for general informational purposes only. The information is provided by Farmers and while we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to this article or the information, products, services or related graphics, if any, contained in this article for any purpose. The information is not meant as professional or expert advice, and any reliance you place on such information is therefore strictly at your own risk.