From the highlands to the lowlands, Farmers protects Arkansans with quality auto insurance. But before you get a quote, know that you’re getting all of the discounts you deserve from a quality carrier:
Multi-line Discounts – Multiple Farmers policies is a great way to save money and cover all of your important investments. When you combine your Farmers Auto insurance with any of the following policies, we’ll discount your rate:
Business and Professional Group – Are you a teacher, doctor, nurse, accountant or engineer? Professional groups like these in Arkansas may qualify for special discounts. Contact us and we’ll see if you qualify!
Distant Student – Designed to lower your rates when your child is away at school, this discount applies if a student on your policy (23 or younger) goes to school at least 100 miles away from home, and doesn’t have regular access to the covered vehicle.
Multi-car – Cover more than one vehicle under the same Farmers auto insurance policy and receive a rate discount.
Teen Driver – A teen (19 or younger) child or grandchild of the primary driver may be eligible for a rate discount.
Alternative Fuel – Invest in a vehicle that uses alternative fuels like electric, electric/gasoline hybrid, ethanol, methanol, compressed natural gas, or propane, and you may be eligible for an insurance rate discount.
Electronic Funds Transfer (EFT) – Enroll in the Farmers automatic electronic payment plan when you log-in or register your account, and receive an extra insurance discount.
Homeowner – Arkansas policyholders are eligible for an additional discount if they own their home.
Pay In Full – Choose to pay your entire term premium in one lump sum, and Farmers will discount your rate.
Transfer – Transfer your insurance from another carrier to Farmers with no lapse in coverage and we’ll discount your rate.
Good Student – Do well in school, and Farmers discounts coverage for young (under 25) Arkansas drivers who meet one of the following academic criteria:
Be ready to submit proof of eligibility (a copy of a report card, grade-point average, etc.) when requesting this discount.
Mature Driver – Arkansas drivers, 55 or older, get a premium discount if they’ve completed a state-approved Safe Driving Program within the last 3 years. This discount applies to your bodily injury, property damage, medical payments, and collision coverage.
Learn more about Farmers Homeowners insurance discounts to see if you qualify for additional savings.
Affinity - Employees or retirees from qualified occupations or professional groups may qualify for an additional discount.
Multi-line Discounts - Combine coverages and save. Have Farmers Homeowners insurance with Farmers Auto and/or Life insurance, and we’ll reduce your premium with a multi-policy discount.
Non-Smoker – Qualify for an additional discount if no one in the household has smoked in the past 2 years.
New Home – Homes built within the past 12 years may be eligible for the New Home credit.
New Roof – Earn this additional credit if you’ve built a new roof or recently replaced your roof.
UL Approved Roofing Materials – Impact resistant roofing materials, approved and tested by Underwriters Laboratories, may qualify for this discount.
Home Safety – You may be eligible for a discounted premium if you’ve added loss-prevention measures or environmentally-friendly features to your home, such as
Protective Devices – If your home is protected with burglar alarms, central station alarms, fire alarms or automatic fire-protective sprinklers, you may be eligible for this discount.
You may be eligible for one or more of these discounts, subject to documentation. Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. Not all products and discounts are available in every state. Please contact a Farmers agent for details.