Arkansas Insurance
Discounts

• Multi-line Discounts - Multiple Farmers policies is a great way to save money and cover all of your important investments. When you combine your Farmers Auto insurance with any of the following policies, we’ll discount your rate:
  • Home
  • Mobile Home-Specialty Dwelling
  • Farmers Specialty (motorcycle, family boat, motor home, travel trailer, rec vehicle, etc.)
  • Renters
  • Life
• Business and Professional Group - Are you a teacher, doctor, nurse, accountant or engineer? Professional groups like these in Arkansas may qualify for special discounts. Contact us and we’ll see if you qualify!
• Distant Student - Designed to lower your rates when your child is away at school, this discount applies if a student on your policy (23 or younger) goes to school at least 100 miles away from home, and doesn’t have regular access to the covered vehicle.
• Multi-Car - Cover more than one vehicle under the same Farmers Auto insurance policy and receive a rate discount.
• Teen Driver - A teen (19 or younger) child or grandchild of the primary driver may be eligible for a rate discount.

• Alternative Fuel - Invest in a vehicle that uses alternative fuels like electric, electric / gasoline hybrid, ethanol, methanol, compressed natural gas, or propane, and you may be eligible for an insurance rate discount.
• Electronic Funds Transfer (EFT) - Enroll in the Farmers automatic electronic payment plan when you log-in or register your account, and receive an extra insurance discount.
• Homeowner - Arkansas policyholders are eligable for an additional discount if they own their home.
  
• Paying In Full - Choose to pay your entire term premium in one lump sum, and Farmers will discount your rate.
• Transfer - Transfer your insurance from another carrier to Farmers with no lapse in coverage and we’ll discount your rate.

• Good Student - Do well in school, and Farmers discounts coverage for young (under 25) Arkansas drivers who meet one of the following academic criteria:
  • Maintain a “B” average or better
  • Maintain a 3.0 (out of 4.0) grade point average or higher
  • Make Dean’s List or Honor Roll
  • Rank in the top 20% of their class, or on recognized standardized tests

This discount applies for a 12 month period, and must be reinstated each school year. To qualify, please contact Farmers with any applicable documentation (report card, transcript, etc.).

• Mature Driver - Arkansas drivers, 55 or older, get a premium discount if they’ve completed a state-approved Safe Driving Program within the last 3 years. This discount applies to your bodily injury, property damage, medical payments, and collision coverage.

• Affinity - Employees or retirees from qualified occupations or professional groups may qualify for an additional discount.
• Multi-line Discounts - Combine coverages and save. Have Farmers Homeowners insurance with Farmers Auto and/or Life insurance, and we’ll reduce your premium with a multi-policy discount.
• Non Smoker - Qualify for an additional discount if no one in the household has smoked in the past 2 years.

• New Home - Homes built within the past 12 years may be eligible for the New Home credit.
• New Roof - Earn this additional credit if you’ve built a new roof or recently replaced your roof.
• UL Approved Roofing Materials - Impact resistant roofing materials, approved and tested by Underwriters Laboratories, may qualify for this discount.

• Home Safety - You may be eligible for a discounted premium if you’ve added loss-prevention measures or environmentally-friendly features to your home, such as:
  • Fortified with added protection to windows, doors, and improved connections between the roof, walls, and foundation to guard & against natural disasters and extreme weather.
  • Equipped with Whole House Water Leak Detection to shut off the main water service when a leak is found.
  • ENERGY STAR or EPA Certified for energy efficiency.
  • LEED Certified for high-performance green homes.
  • Equipped with an Automatic Gas Shutoff Valve.
• Protective Devices - If your home is protected with burglar alarms, central station alarms, fire alarms or automatic fire-protective sprinklers, you may be eligible for this discount.