Wyoming Insurance Discounts

Wherever you call home in the Cowboy State, protect what you love with smart coverage and smarter discounts.

See the insurance discounts in Wyoming

Farmers Protects Wyoming with Smart Coverage and Smarter Discounts

Auto Insurance Discounts

Discounts for the Family

  • Business and Professional Group - Earn an affinity discount if you are the employee or retired from an approved occupational group. Contact us to see if you qualify.
  • Multi-line Discounts - Combine your Farmers Home policy with any of the following products and earn a discount!
    • Auto
    • Mobile Home/ Specialty Dwelling
    • Life
    • Specialty
  • Multi-Car - Save on your premium when you cover more than one vehicle on your Auto policy.
  • Distant Student - Students in Wyoming who attend school at least 100 miles from home and who don’t have regular access to the covered car can earn this additional rate discount.
  • Teen Driver - If you’ve maintained a Farmers Auto policy for at least 2 years, you can save when you add your teenage child or grandchild to your policy.

Planning Ahead Discounts

  • Alternative Fuel - Save money at the pump and on your Auto insurance if you drive a hybrid, electric, or other alternative fuel car.
  • Electronic Funds Transfer (EFT) - Enroll in automatic electronic payments to earn this extra discount.
  • Pay in Full - Pay your entire term premium at once, and you’ll earn a lower rate.
  • Transfer - Switch to Farmers from another approved provider and earn an additional discount.
  • Homeowner - Wyoming policyholders are eligible for an additional discount if they own their home.

Classroom Discounts

  • Good Student - Earn a Good Student discount if any of the following apply to you:
    • High school student with at least a "B" average
    • College student with a 3.0 (out of 4.0) grade point average or higher
    • Dean's List or Honor Roll student
    • Student ranked in the top 20% of their class or in the top 20% in national standardized tests

Please prepare proof of eligibility (a copy of a report card, grade-point average, etc.) when requesting this discount.


  • Mature Driver - Wyoming drivers 55 and older can complete a state-approved Safe Driver Program to earn an extra discount on their Auto insurance.

Homeowner Insurance Discounts

Discounts for the Household

  • Affinity - Farmers may already be involved with your professional group. Ask a Farmers agent if you qualify for this discount.
  • Multi-line Discounts - Combine a Farmers Home insurance policy with a Farmers Auto and/or Life insurance policy, and we’ll discount your premium.

Home Upkeep Discounts

  • Home Renovation - Were your home’s heating and electrical or plumbing systems recently renovated? Know that there is a Farmers discount for it!
  • New Home - Having a new home is an amazing feeling. Saving money on top of it is even better. The best part? You can claim this discount for several years.
  • New Roof -  This insurance discount keeps giving up to six years after your roof was replaced or re-built.
  • UL Approved Roofing Material - If your house’s roofing materials are scored well for impact resistance by Underwriters Laboratories, Farmers will give you this discount.

Home Safety Discounts

  • Home Safety - Farmers will give you this discount if your home was built or remodeled with loss prevention measures or energy efficient certifications such as reinforced windows and walls, water leak or gas valve shut off, or ENERGY STAR, EPA, or LEED certification.
  • Protective Devices - Keeping a fire alarm, security system, and/or internal sprinkler system will protect what means the most to you. And Farmers rewards your investment with this discount.

You may be eligible for one or more of these discounts, subject to documentation. Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. Not all products and discounts are available in every state. Please contact a Farmers agent for details.