Wyoming Insurance Discounts

Auto Insurance Discounts

Discounts for the Family


Business and Professional Group - Earn an affinity discount if you are the employee or retired from an approved occupational group. Contact us to see if you qualify.

Multi-line Discounts – Combine your Farmers Home policy with any of the following products and earn a discount!

  • Auto
  • Mobile Home / Speciality Dwelling
  • Life
  • Specialty

Signal® by Farmers - Sign up, download and use the Signal app and you’ll receive a 5% discount on your auto policy, with an opportunity to earn up to 15% each time you renew your policy. You can save an additional 10% if you have a young driver in your household. Learn more about Signal® by Farmers

Multi-car – Save on your premium when you cover more than one vehicle on your Auto policy.

Distant Student – If your child goes away for school more than 100 miles from your home, does not have regular access to your covered car, and meets age limits, you may be eligible for this discount. Check with your local Farmers agent for details.

Teen Driver – If you’ve maintained a Farmers Auto policy for at least 2 years, you can save when you add your teenage child or grandchild to your policy.

Planning Ahead Discounts


Alternative Fuel – Save money at the pump and on your Auto insurance if you drive a hybrid, electric, or other alternative fuel car.

Electronic Funds Transfer (EFT) – Enroll in automatic electronic payments to earn this extra discount.

Pay In Full – Pay your entire term premium at once, and you’ll earn a lower rate.

Transfer – Switch to Farmers from another approved provider and earn an additional discount.

Homeowner – Wyoming policyholders are eligible for an additional discount if they own their home.

Classroom Discounts

Good Student – Earn a Good Student discount if any of the following apply to you:
  • High school student with at least a "B" average
  • College students with a 3.0 (out of 4.0) grade point average or higher
  • Dean’s List or Honor Roll students
  • Students ranked in the top 20% of their class or in the top 20% in national standardized tests

Please prepare proof of eligibility (a copy of a report card, grade-point average, etc.) when requesting this discount.

Mature Driver – Wyoming driver 55 and older can complete a state-approved Safe Driver Program to earn an extra discount on their Auto insurance

Home Insurance Discounts

Discounts for the Household


Affinity – Farmers may already be involved with your professional group. Ask a Farmers agent if you qualify for this discount.

Multi-line Discounts – Combine a Farmers Home insurance policy with a Farmers Auto and/or Life insurance policy, and we’ll discount your premium.

Home Upkeep Discounts


Home Renovation – Were your home’s heating and electrical or plumbing systems recently renovated? Know that there is a Farmers discount for it!

New Home – Having a new home is an amazing feeling. Saving money on top of it is even better. The best part? You can claim this discount for several years.

U L Approved Roofing Material – If your house's roofing materials are scored well for impact resistance by Underwriter Laboratories, Farmers will give you this discount.

Home Safety Discounts

secure home icon

Home Safety  Farmers will give you this discount if your home was built or remodeled with loss prevention measures or energy efficient certifications such as reinforced windows and walls, water leak or gas valve shut off, or ENERGY STAR, EPA, or LEED certification.

Protective Devices   Keeping a fire alarm, security system, and/or internal sprinkler system will protect what means the most to you. And Farmers rewards your investment with this discount.

Connected Home - also known as a smart home – may earn you a discount on your Farmers Insurance® Home policy.   Having a Connected Home is a smart way of using technologies to help you monitor your home 24/7 – both when you're home and when you're away.

Rent To Own Discount


Are you a renter planning the purchase of your first home? Be sure to ask your agent about our Rent to Own discount. It’s available if you have an existing Farmers® renters policy and stay with us when choosing new home coverage.

Simplify and save

Find out about multi-line insurance discounts when you buy an auto policy with a home policy.

You may be eligible for one or more of these discounts, subject to documentation. Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. Not all products and discounts are available in every state.  Please contact a Farmers agent for details.

Once you enroll in Signal® by Farmers® and complete 10 qualifying trips using the app, you will receive an initial 5% discount on your Farmers Insurance® auto policy. Only one discount can be applied per policy, regardless of the number of enrolled drivers who complete 10 trips. At renewal, the Signal discount may increase or decrease based on the percentage of enrolled drivers on your auto policy using the app and their driving scores. Your renewal discount could range between 0.5% and 15%, except in Colorado where your renewal discount can range from 0.5% to 20% and in Florida where your renewal discount will be 5%.

The youthful driver component of the Signal discount is not available in Florida and Georgia.

Restrictions apply. Discounts may vary. Not available in all states. See your agent for details. Insurance is underwritten by Farmers Insurance Exchange and other affiliated Insurance entities. Visit farmers.com for a complete listing of entities. Not all insurers are authorized to provide insurance in all states. Coverage not available in all states.