Nevada Insurance Discounts

Learn all about the different ways Farmers makes good on saving you money with great auto and home coverage with plenty of discounts in the Silver State.

Auto Insurance Discounts

Whether you’re cruising the strip in Las Vegas or driving through arid deserts and small towns, protect your ride in Nevada with smart coverage and smarter discounts. Learn about the different ways Farmers helps you save on great auto insurance in Nevada.

Discounts for the Family


Multi-line Discounts – Purchase your auto insurance from Farmers, along with any of the following Farmers coverages, and you’ll earn great multi-policy discounts:

  • Home
  • Renters
  • Mobile Home / Speciality Dwelling
  • Farmers Specialty (Motor Home, Boat, Motorcycle, etc.)
  • Life

Signal® by Farmers - Sign up, download and use the Signal app and you’ll receive a 5% discount on your auto policy, with an opportunity to earn up to 15% each time you renew your policy. You can save an additional 10% if you have a young driver in your household. Learn more about Signal® by Farmers

Business and Professional Group - Farmers partners with many Nevadan businesses and professional groups, and as a member or employee of one, you may be eligible for additional discounts. Contact us to see if you qualify!

Distant Student – Get a discounted rate if a student on your policy attends school at least 100 miles away from home and doesn’t have regular access to the covered vehicle.

Multi-Car – Cover more than one vehicle under the same Farmers auto insurance policy and earn a rate discount.

Teen Driver – If your child goes away for school more than 100 miles from your home, does not have regular access to your covered car, and meets age limits, you may be eligible for this discount.  Check with your local Farmers agent for details.

Planning Ahead Discounts


Alternative Fuel – Hybrid and other alternative fuel cars are great investments. They save you money at the pump, are great for the environment, and with Farmers, they can even help lower your Auto insurance rates.

Electronic Funds Transfer (EFT) – Choose Electronic Funds Transfer (EFT) as your payment method, and we’ll lower your premium.

Pay In Full – If you choose to pay off your entire term premium in one lump sum, Farmers will discount your rate.

Transfer – Switch to Farmers and transfer your coverage from another provider to earn this additional premium discount.

Homeowner – Nevada policyholders are eligible for an additional discount if they own their home.

Classroom Discounts


Good Student – Nevadan students under 25 who keep their grades up can actually save on Auto insurance too. This discount applies to any of the following:

  • High school students with at least “B” average
  • College students with a 3.0 (out of 4.0) grade point average or higher
  • Dean’s List or Honor Roll students
  • Students ranked in the top 20% of their class or in the top 20% in national standardized tests.

Be ready to submit proof of eligibility (a copy of a report card, grade-point average, etc.) when requesting this discount.

Mature Driver – Nevadans 55 and older can complete a state-recognized driving course to reduce their auto insurance premiums.

Home Insurance Discounts

From the neon capital to the gorgeous mountains, wherever you call home in Nevada, protect it with smart coverage at smarter prices.

Discounts for the Household


Affinity – If you or your spouse is an employee or a retiree from a qualifying professional group or business, you may be eligible for another discount.

Multi-line Discounts – Get approved for multiple policy discounts when you protect your valuable assets with trusted Farmers coverages. Purchase a Farmers Home insurance policy with a Farmers Life and / or Auto insurance policy, and we’ll discount your premium.

Non-Smoker – Save on your home coverage if no one in your household has smoked in the last two years.

Home Upkeep Discounts


Home Renovation – Save on your insurance if a qualified contractor has recently renovated your house’s heating and electrical, or plumbing systems.

New Home – If your home was built within the past several years, you may be eligible for this discount.

U L Approved Roofing Materials – If your roof is made of asphalt or fiberglass shingles approved by Underwriters Laboratories, Farmers may offer you this discount.

Home Safety Discounts

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Home Safety – Homes with extra precautionary and green features, including reinforced roofs and foundation, water leaks or gas valve shut offs, or ENERGY STAR, EPA, or LEED certification are safer and more energy efficient. They may also qualify for additional discounts.

Protective Devices – Farmers gives discounts for homeowners who have eligible burglar alarms and fire alarms.

Rent To Own Discount


Are you a renter planning the purchase of your first home? Be sure to ask your agent about our Rent to Own discount. It’s available if you have an existing Farmers® renters policy and stay with us when choosing new home coverage.

Do you qualify for a multi-policy discount?

Find value and convenience with multiple insurance policies from Farmers®.

You may be eligible for one or more of these discounts, subject to documentation. Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. Not all products and discounts are available in every state.  Please contact a Farmers agent for details.

Once you enroll in Signal® by Farmers® and complete 10 qualifying trips using the app, you will receive an initial 5% discount on your Farmers Insurance® auto policy. Only one discount can be applied per policy, regardless of the number of enrolled drivers who complete 10 trips.  At renewal, the Signal discount may increase or decrease based on the percentage of enrolled drivers on your auto policy using the app and their driving scores. Your renewal discount could range between 0.5% and 15%, except in Colorado where your renewal discount can range from 0.5% to 20% and in Florida where your renewal discount will be 5%.

The youthful driver component of the Signal discount is not available in Florida and Georgia.

Restrictions apply. Discounts may vary. Not available in all states. See your agent for details. Insurance is underwritten by Farmers Insurance Exchange and other affiliated Insurance entities. Visit for a complete listing of entities. Not all insurers are authorized to provide insurance in all states. Coverage not available in all states.