Nebraska Insurance Discounts

Cornhuskers across this state save more with Farmers smart Auto and Home insurance discounts.

See the insurance discounts Farmers offers in Nebraska

Nebraskans Save More on Smart Coverage with Smarter Insurance Discounts

Auto Insurance Discounts

Learn about the different ways Farmers helps you save on great auto insurance in Nebraska:

Discounts for the Family

  • Multi-line Discounts - Combining multiple Farmers policies is a great way to protect your important investments, organize your life, and save in the process! Purchase your Farmers Auto coverage, along with any of the following policies to earn multi-policy discounts:
    • Home
    • Renters
    • Mobile Home / Specialty Dwelling
    • Farmers Specialty (Motorcycle, boat, motor home, etc.)
    • Life
  • Business and Professional Group - In Nebraska, employees or retirees of certain professional groups and business may be eligible for additional discounts! Contact us to see if you qualify!
  • Distant Student - Policyholders with children attending school at least 100 miles from the house, who don’t have regular access to the covered car, may be eligible for this discount.
  • Multi-Car - Cover more than one car under the same Farmers auto policy, and receive a rate discount.
  • Teen Driver - Add your teen child or grandchild to your policy, and as long as you’ve had your Farmers Auto coverage for at least 2 years, you’ll earn this additional discount.
  • Youthful Driver - Have a driver under 25 in your household? Farmers may be able to discount your policy.

Planning Ahead Discounts

  • Alternative Fuel - Drive a hybrid or other alternative fuel vehicle, and not only do you save at the pump, but Farmers will discount your Auto insurance too.
  • Electronic Funds Transfer (EFT) - Use Farmers Automated Electronic Funds Transfers to automatically pay your premium, and we can lower your rate.
  • Homeowners - We’ll discount your policy if you own your home.
  • Pay In Full - If you choose to pay off your entire term premium in one lump sum, Farmers will discount your rate.
  • Transfer - Switch to Farmers and transfer your coverage from another provider to earn this additional premium discount.

Classroom Discounts

Good Student - A discount for students under 25 who do well in school. This discount applies to all of the following:

  • High school students with at least "B" average
  • College students with a 3.0 (out of 4.0) grade point average or higher
  • Dean's List or Honor Roll students
  • Students ranked in the top 20% of their class or in the top 20% in national standardized tests

Be ready to submit proof of eligibility (a copy of a report card, grade-point average, etc.) when requesting this discount.

Home Insurance Discounts

Protect your home in Nebraska with quality coverage for less, from Farmers:

Discounts for the Household

  • Affinity - Employees of eligible Nebraska businesses or members of certain professional groups may be eligible for an additional discount. Contact us to see if you qualify.
  • Multi-line Discounts - Combine multiple Farmers policies and save! If you insure your home, along with your car or Life with Farmers, you could qualify for our multi-policy discounts.

Home Upkeep Discounts

  • Home Renovation - Households that have recently replaced or renovated their home’s heating and electrical or plumbing systems may qualify for this discount.
  • New Home - Homes built in the past 13 years may qualify for an additional discount.
  • New Roof - If your home has a new roof, or your roof was recently replaced in the past 6 years, you’re eligible for a lower premium rate.
  • UL Approved Roofing Materials - Roofs made of impact resistant materials, such as asphalt shingles or asphalt fiberglass, may qualify for this discount if their brand or model is approved by Underwriters Laboratories.

Home Safety Discounts

  • Home Safety - Farmers wants your home to be as safe as possible. So we offer this discount if your home is:
    • Fortified with added protection to windows, doors, and improved connections between the roof, walls, and foundation to guard against natural disasters and extreme weather.
    • Equipped with Whole House Water Leak Detection to shut off the main water service when a leak is found
    • Equipped with an Automatic Gas Shutoff Valve
    • ENERGY STAR or EPA Certified for energy efficiency
    • LEED Certified for high-performance green homes
  • Protective Devices - Homes protected by burglar alarms, central fire alarms, and fire-protective sprinkler systems can qualify for home-protection discounts.

You may be eligible for one or more of these discounts, subject to documentation. Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. Not all products and discounts are available in every state. Please contact a Farmers agent for details.