Nebraska Insurance Discounts

Auto Insurance Discounts

Learn about the different ways Farmers helps you save on great auto insurance in Nebraska:

Discounts for the Family


Multi-line Discounts – Combining multiple Farmers policies is a great way to protect your important investments, organize your life, and save in the process! Purchase your Farmers Auto coverage, along with any of the following policies to earn multi-policy discounts:

  • Home
  • Condo
  • Renters
  • Mobile Home/ Specialty Dwelling
  • Farmers Specialty (Motorcycle, boat, motor home, etc.)
  • Life

Signal® by Farmers - Sign up, download and use the Signal app and you’ll receive a 5% discount on your auto policy, with an opportunity to earn up to 15% each time you renew your policy. You can save an additional 10% if you have a young driver in your household. Learn more about Signal® by Farmers

Business and Professional Group In Nebraska, employees or retirees of certain professional groups and business may be eligible for additional discounts! Contact us to see if you qualify!

Distant Student – If your child goes away for school more than 100 miles from your home, does not have regular access to your covered car, and meets age limits, you may be eligible for this discount. Check with your local Farmers agent for details.

Multi-Car – Cover more than one car under the same Farmers auto policy, and receive a rate discount.

Teen Driver – Add your teen child or grandchild to your policy, and as long as you’ve had your Farmers auto coverage for at least 2 years, you’ll earn this additional discount.

Youthful Driver – Have a driver under 25 in your household? Farmers may be able to discount your policy.

Planning Ahead Discounts


Alternative Fuel - Drive a hybrid or other alternative fuel vehicle, and not only do you save at the pump, but Farmers will discount your Auto insurance too.

Electronic Funds Transfer (EFT) – Use Farmers Automated Electronic Funds Transfers to automatically pay your premium, and we can lower your rate.

Homeowner – We’ll discount your policy if you own your home.

Pay in full – if you choose to pay off your entire term premium in one lump sum, Farmers will discount your rate.

Transfer – Switch to Farmers and transfer your coverage from another provider to earn this additional premium discount.

Classroom Discounts


Good Student – A discount for students under 25 who do well in school. This discount applies to all of the following:

  • High school students with at least a “B” average
  • College students with a 3.0 (out of 4.0) grade point average or higher
  • Dean’s List or Honor Roll students
  • Students ranked in the top 20% of their class or on recognized standardized tests

Be ready to submit proof of eligibility (a copy of a report card, grade-point average, etc.) when requesting this discount.

Home Insurance Discounts

Protect your home in Nebraska with quality coverage for less, from Farmers:

Discounts for the Household


Affinity – Employees of eligible Nebraska businesses or members of certain professional groups may be eligible for an additional discount. Contact us to see if you qualify.

Multi-line Discounts – Combine multiple Farmers policies and save! If you insure your home, along with your car or life with Farmers, you could qualify for our multi-policy discounts.

Home Upkeep Discounts


Home Renovation – Households that have recently replaced or renovated their home’s heating and electrical or plumbing systems may qualify for this discount.

New Home Homes built in the past 13 years may qualify for this additional discount.

U L Approved Roofing Materials – Roofs made of impact resistant materials, such as asphalt shingles or asphalt fiberglass, may qualify for this discount if their brand or model is approved by Underwriters Laboratories.

Home Safety Discounts

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Home Safety – Farmers wants your home to be as safe as possible. So we offer this discount if your home is:

  • Fortified with added protection to the windows, doors, and improved connections between the roof, walls, and foundation to guard against natural disasters and extreme weather.
  • Equipped with Whole House Water Leak Detection to shut off the main water service when a leak is found.
  • Equipped with an Automatic Gas Shutoff Valve.
  • ENERGY STAR or EPA Certified for energy efficiency.
  • LEED Certified for high performance green homes.

Protected Devices – Homes protected by burglar alarms, central fire alarms, and fire-protective sprinkler systems can qualify for home-protection discounts.

Connected Home - also known as a smart home – may earn you a discount on your Farmers Insurance® Home policy. Having a Connected Home is a smart way of using technologies to help you monitor your home 24/7 – both when you're home and when you're away.

Rent To Own Discount


Are you a renter planning the purchase of your first home? Be sure to ask your agent about our Rent to Own discount. It’s available if you have an existing Farmers® renters policy and stay with us when choosing new home coverage.

Adding products could help you save

When you purchase more than one insurance policy from Farmers®, you may qualify for discounts. Find out if adding new coverage will help you save.

You may be eligible for one or more of these discounts, subject to documentation. Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. Not all products and discounts are available in every state. Please contact a Farmers agent for details.

Once you enroll in Signal® by Farmers® and complete 10 qualifying trips using the app, you will receive an initial 5% discount on your Farmers Insurance® auto policy. Only one discount can be applied per policy, regardless of the number of enrolled drivers who complete 10 trips. At renewal, the Signal discount may increase or decrease based on the percentage of enrolled drivers on your auto policy using the app and their driving scores. Your renewal discount could range between 0.5% and 15%, except in Colorado where your renewal discount can range from 0.5% to 20% and in Florida where your renewal discount will be 5%.

The youthful driver component of the Signal discount is not available in Florida and Georgia.

Restrictions apply. Discounts may vary. Not available in all states. See your agent for details. Insurance is underwritten by Farmers Insurance Exchange and other affiliated Insurance entities. Visit for a complete listing of entities. Not all insurers are authorized to provide insurance in all states. Coverage not available in all states.