MINNESOTA HOMEOWNERS INSURANCE

What do you call home? Maybe it’s a ranch in the suburbs, a restored farmhouse, or a downtown high-rise. No matter where you live in Minnesota, your home is a special place you want to protect.

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Home Insurance Coverage Options in Minnesota

Farmers® gives you multiple options for covering your home and everything in it. You can customize your policy to suit your lifestyle and dwelling type:

  • Single-family home
  • Condo
  • Mobile or manufactured
  • Seasonal or vacation
  • Rental property
  • Older home

Typical homeowners insurance policies in Minnesota cover damage caused by:

  • Windstorms
  • Hail
  • Lightning strikes
  • Fire
  • Vandalism and theft
  • Explosion
  • Falling objects
  • Damage caused by vehicles
  • Damage caused by weight of snow or ice

Minnesota home insurance discounts

Farmers® builds value into every policy — but you may be eligible for even more savings.

We offer a variety of discounts for our home insurance customers based in Minnesota. For example:

Multi-policy
Protective devices
Non-smoker

See a list of potential home insurance discounts. Not all listed discounts are available in Minnesota.

Smart home security that saves

Farmers is working with ADT Security Services to bring you the best of both businesses – ADT industry-leading smart home security, and outstanding coverage with a Farmers home policy. Farmers customers and prospective customers receive special ADT pricing.


View more coverage options in Minnesota

 

Auto insurance

Find out minimum state requirements for auto insurance in Minnesota, available discounts and more.

View car insurance details and discounts for Minnesota


Learn From Experience

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She Plays Drums, and the Downstairs Neighbors Have a New Baby: How Soundproofing Helped This Family (and Others) Restore Peace and Quiet

Adding carpets, replacing doors and windows, fortifying walls — small and big fixes add up when turning the volume down on everyday life.

If a Tree Falls on My Home, What Do I Do?

Strong winds took this customer’s home by surprise. Luckily no one was hurt.