Minnesota Homeowners Insurance

What do you call home? Maybe it’s a ranch in the suburbs, a restored farmhouse, or a downtown high-rise. No matter where you live in Minnesota, your home is a special place you want to protect.

Home Insurance Coverage Options in Minnesota

Farmers® gives you multiple options for covering your home and everything in it. You can customize your policy to suit your lifestyle and dwelling type:

  • Single-family home
  • Condo
  • Mobile or manufactured
  • Seasonal or vacation
  • Rental property
  • Older home

Typical homeowners insurance policies in Minnesota cover damage caused by:

  • Windstorms
  • Hail
  • Lightning strikes
  • Fire
  • Vandalism and theft
  • Explosion
  • Falling objects
  • Damage caused by vehicles
  • Damage caused by weight of snow or ice

Minnesota home insurance discounts

Farmers® builds value into every policy — but you may be eligible for even more savings.

We offer a variety of discounts for our home insurance customers based in Minnesota. For example:

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Multi-policy

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Protective devices

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Non-smoker

See a list of potential home insurance discounts. Not all listed discounts are available in Minnesota.

View more coverage options in Minnesota

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Auto insurance

Find out minimum state requirements for auto insurance in Minnesota, available discounts and more.

View car insurance details and discounts for Minnesota

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