Indiana Insurance Discounts

Car Insurance Discounts

Learn all about the different ways Farmers helps you save on great auto coverage in Indiana.

Discounts for the Family


Multi-line Discounts – Combine multiple Farmers policies together, and protect your most important investments with quality coverage…all while saving money with Farmers multi-line discounts! Carry Farmers Auto along with any of the following policies to qualify:

  • Home
  • Condo
  • Renters
  • Mobile Home / Speciality Dwelling
  • Farmers Specialty (Motorcycle, boat, motor home, etc.)
  • Life

Signal® by Farmers - Sign up, download and use the Signal app and you’ll receive a 5% discount on your auto policy, with an opportunity to earn up to 15% each time you renew your policy. You can save an additional 10% if you have a young driver in your household. Learn more about Signal® by Farmers

Business and Professional Group - If you’re an employee or retiree member of an approved professional group or employee or retiree of a certified company, you may be eligible for an additional rate discount. Contact us to see if you qualify.

Distant Student – If your child goes away for school more than 100 miles from your home, does not have regular access to your covered car, and meets age limits, you may be eligible for this discount.  Check with your local Farmers agent for details.

Multi-Car – Insure more than one vehicle under the same Farmers Auto policy and save.

Youthful Driver – Get a discounted rate if you have young drivers, 24 and under, on your policy.

Planning Ahead Discounts


Alternative Fuel – Hybrid, electric, and other alternative fuel cars not only protect the environment and save you money at the pump, but covering these investments can save you on your Auto insurance too.

Electronic Funds Transfer (E F T) – Opt for an Automatic Electronic Payments plan, and you’ll never miss a payment, and get a better rate.

Homeowner – Own your home? If so, Farmers will discount your Auto insurance rate.

Pay In Full  Lower your premium when you choose to pay for your full term in one lump sum.

Transfer – Switch to Farmers Insurance from another carrier without a lapse in coverage, and we’ll lower your rates with this discount.

Classroom Discounts

Good Student –Study hard and maintain at least a “B” average or better in school, and Indiana licensed drivers under 25 are eligible for a rate discount. This discount also applies to students who meet one of the following criteria:
  • College students with a 3.0 (out of 4.0) grade point average or higher
  • Dean’s List or Honor Roll students
  • Students ranked in the top 20% of their class or in the top 20% in national standardized tests

Be ready to submit proof of eligibility (a copy of a report card, grade-point average, etc.) when requesting this discount.

Home Insurance Discounts

Discover the ways Farmers delivers refined expertise and comprehensive Home coverage at great prices in the Empire State.

Discounts for the Household

Affinity – If you’re a member, employee, or retiree from a qualified professional group or business, you may be entitled to an additional discount. Contact us to find out if you qualify.
Multi-line Discounts –  Combine Farmers policies together for more comprehensive coverage and greater savings! Carry Farmers Home insurance along with a Farmers Auto and/or Life policy to qualify for a multi-policy discount.

Home Upkeep Discounts

Home Renovation – Earn an additional discount and keep your home running like new when you renovate your heating and electrical or plumbing systems and keep them up-to-date.

New Home – If your home was built within the past 12 years, you may qualify for an additional discount.

Home Safety Discounts

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Home Safety – Discounts are available for homeowners who implement loss-prevention measures or environmentally friendly features.

Protective Devices – Qualify for this discount if you have installed a burglar alarm, fire alarm, or a fire-protective sprinkler system in your home.

Rent To Own Discount


Are you a renter planning the purchase of your first home? Be sure to ask your agent about our Rent to Own discount. It’s available if you have an existing Farmers® renters policy and stay with us when choosing new home coverage.

Do you qualify for a multi-policy discount?

Find value and convenience with multiple insurance policies from Farmers®.

You may be eligible for one or more of these discounts, subject to documentation. Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. Not all products and discounts are available in every state.  Please contact a Farmers agent for details.

Once you enroll in Signal® by Farmers® and complete 10 qualifying trips using the app, you will receive an initial 5% discount on your Farmers Insurance® auto policy. Only one discount can be applied per policy, regardless of the number of enrolled drivers who complete 10 trips. At renewal, the Signal discount may increase or decrease based on the percentage of enrolled drivers on your auto policy using the app and their driving scores. Your renewal discount could range between 0.5% and 15%, except in Colorado where your renewal discount can range from 0.5% to 20% and in Florida where your renewal discount will be 5%.

The youthful driver component of the Signal discount is not available in Florida and Georgia.

Restrictions apply. Discounts may vary. Not available in all states. See your agent for details. Insurance is underwritten by Farmers Insurance Exchange and other affiliated Insurance entities. Visit for a complete listing of entities. Not all insurers are authorized to provide insurance in all states. Coverage not available in all states.