Georgia Insurance Discounts


Car Insurance Discounts

Discounts for the Family

Discounts for the Family
Multi-line Discounts – Carry multiple Farmers policies, and you’ll get quality coverage and save with our insurance discounts. Save when you purchase along with your Farmers Auto policy any of the following policies:
  • Home
  • Renters
  • Mobile Home / Specialty Dwelling
  • Farmers Specialty (Motorcycle, boat, motor home, etc.)
  • Life

Signal℠ by Farmers® - Signal is an app that analyzes the mechanics of your trips and driving style to help give you insights into your driving patterns. Get smarter about your driving habits, work toward reducing distractions, and earn an additional insurance discount.

Distant Student – If you cover a student on your policy (23 years old or younger) and they attend school at least 100 miles away from your home and don’t have regular access to your covered car, we can discount your premium rate.

Multi-Car – Save money on your premium when you cover more than one vehicle under the same Farmers auto policy.

Teen Driver – You may qualify for this discount if you cover a teen driver on your policy, who’s 19 or younger, and either the child or grandchild of the primary policyholder.

Affinity Discount - You could qualify for a discount if you or your spouse are an employee or retiree from an approved occupational group.


Planning Ahead Discounts

Planning Ahead Discounts
Alternative Fuel – Invest in a hybrid, electric, or other new alternative fuel vehicle and you’ll reap the financial rewards at the pump, and with an insurance rate discount.


Electronic Funds Transfer (EFT) –
Never miss another payment, and save money! Enroll in Farmers Automatic Electronic Payments and qualify for a lower rate.

Homeowner – If you own your home, Farmers will discount your auto insurance rate.

Pay In Full – Pay your full term premium in one lump sum, and we’ll reduce your rate with this discount.

Transfer - Switch to Farmers Insurance from another approved carrier, and as long as you didn’t have a lapse in coverage, you’ll save on your new rate.


Classroom Discounts

Classroom Discounts
Defensive Driver – Drivers on the policy can complete a state-approved driver safety training course to earn this added rate discount. If you’ve finished a similar course in the past 36 months, let us know and we’ll apply the discount.


Good Student
– If you're a licensed Georgia driver under 25, and maintain a "B" average or better, you could save money on your auto coverage. This discount also applies to students that meet one of the following academic criteria:

  • College students with a 3.0 (out of 4.0) grade point average or higher 
  • Dean’s List or Honor Roll students
  • Students ranked in the top 20% of their class or in the top 20% in national standardized tests

Be ready to submit proof of eligibility (a copy of a report card, grade-point average, etc.) when requesting this discount.


Homeowner Insurance Discounts

From the country to the cities, wherever you call home in Georgia, protect it with smart coverage at smarter prices. Learn about the different ways Farmers helps you save on great home coverage in the Peach State.

Discounts for the Household

Discounts for the Household

Multi-line Discounts – Qualify for more discounts when you cover your important assets with quality Farmers products. Purchase a Farmers Home insurance policy, along with a Farmers Auto and/or Life insurance policy, and we’ll discount your premium.


Home Upkeep Discounts

Home Upkeep Discounts
Home Renovation – Claim discounts if a qualified contractor has renovated your home systems, like your heating and electrical, or plumbing.

New Home
– If your home was built within the past 15 years, don’t let this discount get away.


New Roof
– Qualifying new roofs were built or re-built within the past 6 years. But the more current the roof, the more you save!


UL Approved Roofing Materials
– An additional discount for asphalt or fiberglass shingles that pass an impact resistance test administered by Underwriters Laboratories.


Home Safety Discounts

Home Safety Discounts
Protective Devices - Farmers offers discounts for homeowners that install qualified burglar alarms, fire alarms, and a fire protection device (like an internal sprinkler system).

 

Connected Home - also known as a smart home – may earn you a discount on your Farmers Insurance® Home policy. Having a Connected Home is a smart way of using technologies to help you monitor your home 24/7 – both when you're home and when you're away.


Simplify and save

Find out about multi-line insurance discounts when you buy an auto policy with a home policy.

You may be eligible for one or more of these discounts, subject to documentation. Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. Not all products and discounts are available in every state.  Please contact a Farmers agent for details.