Georgia Insurance

Learn all about the different ways
Farmers helps you save on great
insurance coverage in Georgia.

See the insurance discounts Farmers offers in Georgia

Farmers Georgia Auto and Home Insurance Discounts

Car Insurance Discounts

Discounts for the Family:

  • Multi-line Discounts - Carry multiple Farmers policies, and you’ll get quality coverage and save with our insurance discounts. Save when you purchase along with your Farmers Auto policy any of the following policies:
    • Home
    • Renters
    • Mobile Home / Specialty Dwelling
    • Farmers Specialty (Motorcycle, boat, motor home, etc.)
    • Life
  • Distant Student - If you cover a student on your policy (23 years old or younger) and they attend school at least 100 miles away from your home and don’t have regular access to your covered car, we can discount your premium rate.
  • Multi-Car - Save money on your premium when you cover more than one vehicle under the same Farmers auto policy.
  • Teen Driver - You may qualify for this discount if you cover a teen driver on your policy, who’s 19 or younger, and either the child or grandchild of the primary policyholder.
  • Affinity Discount - You could qualify for a discount if you or your spouse are an employee or retiree from an approved occupational group.

Planning Ahead Discounts:

  • Alternative Fuel - Invest in a hybrid, electric, or other new alternative fuel vehicle and you’ll reap the financial rewards at the pump, and with an insurance rate discount.
  • Electronic Fund Transfer (EFT) - Never miss another payment, and save money! Enroll in Farmers Automatic Electronic Payments and qualify for a lower rate.
  • Homeowner - If you own your home, Farmers will discount your Auto insurance rate.
  • Pay In Full - Pay your full term premium in one lump sum, and we’ll reduce your rate with this discount.
  • Transfer - Switch to Farmers Insurance from another approved carrier, and as long as you didn’t have a lapse in coverage, you’ll save on your new rate.

Classroom Discounts:

  • Defensive Driver - Drivers on the policy can complete a state-approved driver safety training course to earn this added rate discount. If you’ve finished a similar course in the past 36 months, let us know and we’ll apply the discount.
  • Good Student - If you're a licensed Georgia driver under 25, and maintain a "B" average or better, you could save money on your auto coverage. This discount also applies to students that meet one of the following academic criteria:
    • College students with a 3.0 (out of 4.0) grade point average or higher
    • Dean's List or Honor Roll students
    • Students ranked in the top 20% of their class or top 20% in nationally recognized standardized tests

Be ready to submit proof of eligibility (a copy of a report card, grade-point average, etc.) when requesting this discount.

Homeowner Insurance Discounts

From the country to the cities, wherever you call home in Georgia, protect it with smart coverage at smarter prices. Learn about the different ways Farmers helps you save on great home coverage in the Peach State.

Discounts for the Household

Multi-line Discounts - Qualify for more discounts when you cover your important assets with quality Farmers products. Purchase a Farmers Home insurance policy, along with a Farmers Auto and/or Life insurance policy, and we’ll discount your premium.

Home Safety Discounts

  • Protective Devices - Farmers offers discounts for homeowners that install qualified burglar alarms, fire alarms, and a fire protection device (like an internal sprinkler system).
  • Connected Home - also known as a smart home – may earn you a discount on your Farmers Insurance® Home policy. Having a Connected Home is a smart way of using technologies to help you monitor your home 24/7 – both when you're home and when you're away.

You may be eligible for one or more of these discounts, subject to documentation. Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. Not all products and discounts are available in every state. Please contact a Farmers agent for details.