Georgia Insurance Discounts

Car Insurance Discounts

Discounts for the Family

Multi-line Discounts – Carry multiple Farmers policies, and you’ll get quality coverage and save with our insurance discounts. Save when you purchase along with your Farmers Auto policy any of the following policies:
  • Home
  • Condo
  • Renters
  • Mobile Home / Specialty Dwelling
  • Farmers Specialty (Motorcycle, boat, motor home, etc.)
  • Life

Signal® by Farmers - Sign up, download and use the Signal app and you’ll receive a 5% discount on your auto policy, with an opportunity to earn up to 15% each time you renew your policy. You can save an additional 10% if you have a young driver in your household. Learn more about Signal® by Farmers

Distant Student – If your child goes away for school at least 100 miles from your home, does not have regular access to your covered car, and meets age limits, you may be eligible for this discount. Check with your local Farmers agent for details.

Multi-Car – Save money on your premium when you cover more than one vehicle under the same Farmers auto policy.

Teen Driver – You may qualify for this discount if you cover a teen driver on your policy, who’s 19 or younger, and either the child or grandchild of the primary policyholder.

Affinity Discount - You could qualify for a discount if you or your spouse are an employee or retiree from an approved occupational group.

Planning Ahead Discounts


Alternative Fuel – Invest in a hybrid, electric, or other new alternative fuel vehicle and you’ll reap the financial rewards at the pump, and with an insurance rate discount.

Electronic Funds Transfer (E F T) – Never miss another payment, and save money! Enroll in Farmers Automatic Electronic Payments and qualify for a lower rate.

Homeowner – If you own your home, Farmers will discount your auto insurance rate.

Pay In Full – Pay your full term premium in one lump sum, and we’ll reduce your rate with this discount.

Transfer - Switch to Farmers Insurance from another approved carrier, and as long as you didn’t have a lapse in coverage, you’ll save on your new rate.

Classroom Discounts


Defensive Driver – Drivers on the policy can complete a state-approved driver safety training course to earn this added rate discount. If you’ve finished a similar course in the past 36 months, let us know and we’ll apply the discount.

Good Student – If you're a licensed Georgia driver under 25, and maintain a "B" average or better, you could save money on your auto coverage. This discount also applies to students that meet one of the following academic criteria:

  • College students with a 3.0 (out of 4.0) grade point average or higher 
  • Dean’s List or Honor Roll students
  • Students ranked in the top 20% of their class or in the top 20% in national standardized tests

Be ready to submit proof of eligibility (a copy of a report card, grade-point average, etc.) when requesting this discount.

Homeowner Insurance Discounts

From the country to the cities, wherever you call home in Georgia, protect it with smart coverage at smarter prices. Learn about the different ways Farmers helps you save on great home coverage in the Peach State.

Discounts for the Household


Multi-line Discounts – Qualify for more discounts when you cover your important assets with quality Farmers products. Purchase a Farmers Home insurance policy, along with a Farmers Auto and/or Life insurance policy, and we’ll discount your premium.

Home Upkeep Discounts


Home Renovation – Claim discounts if a qualified contractor has renovated your home systems, like your heating and electrical, or plumbing.

New Home – If your home was built within the past 15 years, don’t let this discount get away.

UL Approved Roofing Materials – An additional discount for asphalt or fiberglass shingles that pass an impact resistance test administered by Underwriters Laboratories.

Home Safety Discounts

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Protective Devices - Farmers offers discounts for homeowners that install qualified burglar alarms, fire alarms, and a fire protection device (like an internal sprinkler system).

Connected Home - also known as a smart home – may earn you a discount on your Farmers Insurance® Home policy. Having a Connected Home is a smart way of using technologies to help you monitor your home 24/7 – both when you're home and when you're away.

Simplify and save

Find out about multi-line insurance discounts when you buy an auto policy with a home policy.

You may be eligible for one or more of these discounts, subject to documentation. Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. Not all products and discounts are available in every state.  Please contact a Farmers agent for details.

*Once you enroll in Signal® by Farmers® and complete 10 qualifying trips using the app, you will receive an initial 5% discount on your Farmers Insurance® auto policy. Only one discount can be applied per policy, regardless of the number of enrolled drivers who complete 10 trips.  At renewal, the Signal discount may increase or decrease based on the percentage of enrolled drivers on your auto policy using the app and their driving scores. Your renewal discount could range between 0.5% and 15%, except in Colorado where your renewal discount can range from 0.5% to 20% and in Florida where your renewal discount will be 5%.

**The youthful driver component of the Signal discount is not available in Florida and Georgia.

Restrictions apply. Discounts may vary. Not available in all states. See your agent for details. Insurance is underwritten by Farmers Insurance Exchange and other affiliated Insurance entities. Visit for a complete listing of entities. Not all insurers are authorized to provide insurance in all states. Coverage not available in all states.