Wisconsin Insurance Discounts

Auto Insurance Discounts

Discounts for the Family

Multi-line Discounts - You may qualify for discounts when you combine your Farmers Auto policy with any of the following Farmers products:
  • Home
  • Condo
  • Renters
  • Mobile Home / Specialty Dwelling
  • Life
  • Farmers Specialty (Motorcycle, Boat, Motor Home, ATV, etc.)

Signal® by Farmers - Sign up, download and use the Signal app and you’ll receive a 5% discount on your auto policy, with an opportunity to earn up to 15% each time you renew your policy. You can save an additional 10% if you have a young driver in your household. Learn more about Signal® by Farmers

Business and Professional Group - As an employee or retiree from an approved business or occupational group, you may be eligible for an additional rate discount. Contact us to see if you qualify.

Distant Student - If your child goes away for school more than 100 miles from your home, does not have regular access to your covered car, and meets age limits, you may be eligible for this discount. Check with your local Farmers agent for details.

Multi-Car - Cover multiple vehicles under the same Farmers Auto policy and save.

Teen Driver - If you’ve maintained a Farmers Auto policy for at least 2 years, you can save when you add your teenage child or grandchild to your policy.

Planning Ahead Discounts


Alternative Fuel - Drive a hybrid, electric or other alternative fuel car and not only will you save at the pump but Farmers will lower your Auto insurance too!

Electronic Funds Transfer (EFT) - Save even more when you enroll in automatic electronic payments.

Pay in Full - Pay off your full term premium with one lump sum and we’ll lower your rates.

Transfer - Switch to Farmers from another approved provider and earn an additional discount.

Homeowner - Wisconsin policyholders are eligible for an additional discount if they own their home.

Classroom Discounts

Good Student - Farmers wants you to do well in school, so for students 25 and under, we can discount your rates if any of the following apply to you:
  • High school student with at least a "B" average
  • College student with a 3.0 (out of 4.0) grade point average or higher
  • Dean's List or Honor Roll student
  • Student ranked in the top 20% of their class or in the top 20% in national standardized tests

Be ready to submit proof of eligibility (a copy of a report card, grade-point average, etc.) when requesting this discount.

Home Insurance Discounts

Discounts for the Household


Affinity - What if just being yourself could save you money? Well, chances are it can when you’re a retiree or member of a profession or group that’s been selected by Farmers. Say "hi" to a Farmers agent to learn more.

Multi-line Discounts - What do you get when you combine a Farmers Home, Auto and/or Life policy? Great savings from a Farmers discount!

Home Upkeep Discounts


Home Renovation - Do you have any new renovations on your home’s heating and electrical, or plumbing systems? You could earn a repeating discount on your insurance premium.

New Home - You could save cash if your home is new, and this discount will last you several consecutive years!

U L Approved Roofing Materials - Some roofs are masters at weathering the storm and keeping maintenance upkeep at bay. That’s why if you’ve got asphalt or fiberglass shingles approved by Underwriters Laboratories, we want to know. Once again, a smart choice equals Farmers savings.

Home Safety Discounts

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Home Safety - Qualifications can include ENERGY STAR, EPA, or LEED certification, fortified windows and walls, or automatic water leak or gas valve shut offs.

Protective Devices - Getting smart about protecting what matters doesn’t get more straightforward than a fire alarm, security system, and/or internal sprinkler system. Realizing how Farmers makes you smarter about insurance is as simple as seeing more discounts trim your premium.

Connected Home - also known as a smart home – may earn you a discount on your Farmers Insurance® Home policy. Having a Connected Home is a smart way of using technologies to help you monitor your home 24/7 – both when you're home and when you're away.

Simplify and save

Find out about multi-line insurance discounts when you buy an auto policy with a home policy.

You may be eligible for one or more of these discounts, subject to documentation. Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. Not all products and discounts are available in every state.  Please contact a Farmers agent for details.

Once you enroll in Signal® by Farmers® and complete 10 qualifying trips using the app, you will receive an initial 5% discount on your Farmers Insurance® auto policy. Only one discount can be applied per policy, regardless of the number of enrolled drivers who complete 10 trips. At renewal, the Signal discount may increase or decrease based on the percentage of enrolled drivers on your auto policy using the app and their driving scores. Your renewal discount could range between 0.5% and 15%, except in Colorado where your renewal discount can range from 0.5% to 20% and in Florida where your renewal discount will be 5%.

The youthful driver component of the Signal discount is not available in Florida and Georgia.

Restrictions apply. Discounts may vary. Not available in all states. See your agent for details. Insurance is underwritten by Farmers Insurance Exchange and other affiliated Insurance entities. Visit farmers.com for a complete listing of entities. Not all insurers are authorized to provide insurance in all states. Coverage not available in all states.