Tennessee Homeowners Insurance

You might not live exactly like your parents. Why should you insure your home in the exact same manner? With a Farmers Flex^SM Personal Home policy, you can choose quality coverage for your lifestyle today, with new ways to help you save.

Home insurance coverage options in Tennessee

A standard homeowners insurance policy typically includes three major types of coverage: dwelling coverage, which helps pay to repair or rebuild your home if it’s damaged or destroyed by a covered, sudden, accidental event; personal property coverage, which helps pay to repair or replace your belongings; and liability coverage, which helps in case you’re financially responsible for injury to others or damage to their property for incidents covered by the policy.

The new Farmers Flex^SM Personal Home policy in Tennessee gives you three highly customizable packages as a starting point:

Standard - Basic coverage for an affordable price
Enhanced - Provides higher coverage limits and additional optional features
Premier - Coverage with higher limits and the broadest choice of optional features

Read more about other types of Home insurance coverage.

Typical homeowners insurance policies in Tennessee cover damage caused by:

Fire
Vandalism and theft
Windstorms
Hail
Lightning strikes
Explosion
Falling objects
Damage caused by weight of snow or ice

Tennessee home insurance discounts

Farmers^® builds value into every policy — but you may be eligible for even more savings.

We offer a variety of discounts for our home insurance customers based in Tennessee. For example:

Multi-policy

Protective devices

Non-smoker

See a list of potential home insurance discounts. Not all listed discounts are available in Tennessee.

View more coverage options in Tennessee

Auto insurance

Find out minimum state requirements for auto insurance in Tennessee, available discounts and more.

View car insurance details and discounts for Tennessee

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