Home Insurance Coverage Options in Tennessee
Farmers builds value into every home policy with:
- Declining Deductibles® — Earn $50 toward your deductible each year.
- Claims Free Discount® — Receive a discount if you’ve been claim-free for three years.
- Claim Forgiveness — Your premium won’t increase due to a claim if you’ve been claim-free with Farmers for five years.
- Cosmetic Damage Coverage — File a claim for functional damage, and we’ll cover related cosmetic damage as well.
Typical homeowners insurance policies in Tennessee cover damage caused by:
- Fire
- Vandalism and theft
- Windstorms
- Hail
- Lightning strikes
- Explosion
- Falling objects
- Damage caused by weight of snow or ice
Tennessee home insurance discounts
Farmers® builds value into every policy — but you may be eligible for even more savings.
We offer a variety of discounts for our home insurance customers based in Tennessee. For example:
See a list of potential home insurance discounts. Not all listed discounts are available in Tennessee.
Smart home security that saves
Farmers is working with ADT™ Security Services to bring you the best of both businesses – ADT industry-leading smart home security, and outstanding coverage with a Farmers home policy. Farmers customers and prospective customers receive special ADT pricing.
View more coverage options in Tennessee
Auto insurance
Find out minimum state requirements for auto insurance in Tennessee, available discounts and more.
Learn From Experience
Expand your knowledge base with articles relevant to you.
A modern take on the granny flat, the ADU, or Accessory Dwelling Unit, is going viral. Building one can be arduous and expensive, but these homeowners say they’re glad they did it.
Adding carpets, replacing doors and windows, fortifying walls — small and big fixes add up when turning the volume down on everyday life.
Strong winds took this customer’s home by surprise. Luckily no one was hurt.
© 2021 Farmers