Home insurance coverage options in Tennessee
A standard homeowners insurance policy typically includes three major types of coverage: dwelling coverage, which helps pay to repair or rebuild your home if it’s damaged or destroyed by a covered, sudden, accidental event; personal property coverage, which helps pay to repair or replace your belongings; and liability coverage, which helps in case you’re financially responsible for injury to others or damage to their property for incidents covered by the policy.
The new Farmers FlexSM Personal Home policy in Tennessee gives you three highly customizable packages as a starting point:
- Standard - Basic coverage for an affordable price
- Enhanced - Provides higher coverage limits and additional optional features
- Premier - Coverage with higher limits and the broadest choice of optional features
Read more about other types of Home insurance coverage.
Typical homeowners insurance policies in Tennessee cover damage caused by:
- Vandalism and theft
- Lightning strikes
- Falling objects
- Damage caused by weight of snow or ice
Tennessee home insurance discounts
Farmers® builds value into every policy — but you may be eligible for even more savings.
We offer a variety of discounts for our home insurance customers based in Tennessee. For example:
See a list of potential home insurance discounts. Not all listed discounts are available in Tennessee.
View more coverage options in Tennessee
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