Pennsylvania Insurance Discounts

Auto Insurance Discounts

Discounts for the Family

Multi-line Discounts - You could save money and protect all of your important investments when you combine a Farmers Auto policy with any of the following Farmers products:
  • Home
  • Condo
  • Renters
  • Mobile Home / Specialty Dwelling
  • Farmers Specialty (Motorcycle, boat, motor home, etc.)
  • Life

Signal® by Farmers - Sign up, download and use the Signal app and you’ll receive a 5% discount on your auto policy, with an opportunity to earn up to 15% each time you renew your policy. You can save an additional 10% if you have a young driver in your household. Learn more about Signal® by Farmers

Distant Student - If your child goes away for school more than 100 miles from your home, does not have regular access to your covered car, and meets age limits, you may be eligible for this discount. Check with your local Farmers agent for details.

Multi-Car - Cover more than one car under the same Farmers Auto policy and earn this discount.

Planning Ahead Discounts

Electronic Funds Transfer (EFT) - Pay your premium with an automatic E F T, and Farmers will lower your rates.

Homeowner - If you own your home, you may be eligible for this additional rate discount.

Pay In Full - Pay 100% of your term premium in one lump sum, and Farmers will lower your rates.

Classroom Discounts

Good Student - Licensed drivers under 25, going to school full time, can lower their rates by getting good grades. This discount applies to any of the following:
  • High school student with at least a "B" average
  • College student with a 3.0 (out of 4.0) grade point average or higher
  • Dean's List or Honor Roll student
  • Student ranked in the top 20% of their class or in the top 20% in national standardized tests

Be ready to submit proof of eligibility (a copy of a report card, grade-point average, etc.) when requesting this discount.

Mature Driver – Senior Pennsylvanians, 55 and older, can earn an additional rate discount if they complete a state-approved Safe Driver Program. If you’ve finished a course like this in the past 3 years, you’re eligible for this discount.

Defensive Driving Discounts

Anti-Theft - Factory-installed devices like car alarms, disablers, and similar systems help deter thieves from stealing cars. So Farmers discounts your policy if they’re equipped in yours.

Passive Restraint - Discount your First Party Benefits Coverage if your vehicle is equipped with factory-installed automatic seatbelts and air bags.

Home Insurance Discounts

Discounts for the Household

Multi-line Discounts - Thinking about adding a Farmers Home, Auto and/or Life policy? Think fast because combining policies gets you a great discount!

Home Upkeep Discounts


Home Renovation – Earn an additional discount and keep your home running like new when you renovate your heating and electrical or plumbing systems and keep them up-to-date.

New Home - Having a new home can mean a lot of exciting things. But it also means more savings with Farmers. And this discount can be used on the same home for several years!

U L Approved Roofing Materials - Asphalt and fiberglass shingles approved by Underwriters Laboratories are extra resistant against weather. Another smart choice is another smart discount from Farmers.

Home Safety Discounts

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Home Safety - Evading expensive repairs and keeping your house energy efficient have their own rewards. But your smart choices can also help you earn a Farmers discount. Qualifying features include: fortified windows and walls, automatic water leak or gas valve shut offs, or ENERGY STAR, EPA, or LEED certification.

Protective Devices - By any chance, you have a fire alarm, security system, and/or internal sprinkler system in your home? Smart decisions like these earn you great reward discounts from Farmers.

Simplify and save

Find out about multi-line insurance discounts when you buy an auto policy with a home policy.

You may be eligible for one or more of these discounts, subject to documentation. Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. Not all products and discounts are available in every state. Please contact a Farmers agent for details.

Once you enroll in Signal® by Farmers® and complete 10 qualifying trips using the app, you will receive an initial 5% discount on your Farmers Insurance® auto policy. Only one discount can be applied per policy, regardless of the number of enrolled drivers who complete 10 trips. At renewal, the Signal discount may increase or decrease based on the percentage of enrolled drivers on your auto policy using the app and their driving scores. Your renewal discount could range between 0.5% and 15%, except in Colorado where your renewal discount can range from 0.5% to 20% and in Florida where your renewal discount will be 5%.

The youthful driver component of the Signal discount is not available in Florida and Georgia.

Restrictions apply. Discounts may vary. Not available in all states. See your agent for details. Insurance is underwritten by Farmers Insurance Exchange and other affiliated Insurance entities. Visit for a complete listing of entities. Not all insurers are authorized to provide insurance in all states. Coverage not available in all states.