Signal® by Farmers - Sign up, download and use the Signal app and you’ll receive a 5% discount on your auto policy, with an opportunity to earn up to 15% each time you renew your policy. You can save an additional 10% if you have a young driver in your household. Learn more about Signal® by Farmers
Business and Professional Group - As the employee or retiree from an approved occupation group, you may be eligible for an additional rate discount. Contact us to see if you qualify.
Youthful Driver – Add a child or grandchild to your policy, 24 and younger, and you may be eligible for this rate discount.
Distant Student – A discount for policyholders with children who go to school at least 100 miles away from their home, and who don’t regularly use the covered car.
Multi-Car – Save on your auto insurance premium when you cover more than one car under the same policy.
Homeowner – Get a better auto insurance rate if you own your home.
Pay In Full – Choose to pay your full term premium in one lump sum payment, and we’ll reduce your rates. Plus, you won’t have to worry about making or missing another payment.
Transfer – Switch to Farmers from another insurance provider, without a lapse in coverage, to earn this rate discount.
Be ready to submit proof of eligibility (a copy of a report card, grade-point average, etc.) when requesting this discount.
Affinity – If you’re an employee or retiree from an eligible occupational group, you may qualify for an additional premium discount.
Multi-line Discounts – Carry multiple Farmers policies and save across the board. Cover your Home, along with your Auto insurance and/or Life insurance to qualify for multi-policy discounts.
New Home –Homes that were built within the past 13 years are eligible for this discount.
U L Approved Roofing Materials –Roofs made of impact resistant materials, and approved and tested by Underwriters Laboratories, qualify for this discount.
Protected Devices – Home protection systems like burglar alarms, central fire alarms, and fire protection sprinkler systems keep your home safe from invasion and damage. If they’re installed in your home, you may qualify for premium discounts.
Connected Home - also known as a smart home – may earn you a discount on your Farmers Insurance® Home policy. Having a Connected Home is a smart way of using technologies to help you monitor your home 24/7 – both when you're home and when you're away.
Are you a renter planning the purchase of your first home? Be sure to ask your agent about our Rent to Own discount. It’s available if you have an existing Farmers® renters policy and stay with us when choosing new home coverage.
You may be eligible for one or more of these discounts, subject to documentation. Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. Not all products and discounts are available in every state. Please contact a Farmers agent for details.
Once you enroll in Signal® by Farmers® and complete 10 qualifying trips using the app, you will receive an initial 5% discount on your Farmers Insurance® auto policy. Only one discount can be applied per policy, regardless of the number of enrolled drivers who complete 10 trips. At renewal, the Signal discount may increase or decrease based on the percentage of enrolled drivers on your auto policy using the app and their driving scores. Your renewal discount could range between 0.5% and 15%, except in Colorado where your renewal discount can range from 0.5% to 20% and in Florida where your renewal discount will be 5%.
The youthful driver component of the Signal discount is not available in Florida and Georgia.
Restrictions apply. Discounts may vary. Not available in all states. See your agent for details. Insurance is underwritten by Farmers Insurance Exchange and other affiliated Insurance entities. Visit farmers.com for a complete listing of entities. Not all insurers are authorized to provide insurance in all states. Coverage not available in all states.