Mississippi Insurance Discounts

Farmers offers the Hospitality State
a little generosity of our own, with
smarter discounts on quality auto coverage.

See the Auto insurance discounts Farmers offers in Mississippi

Mississippi Auto Insurance Discounts

From Jackson to Meridian, Gulfport to Southaven…Farmers Auto discounts go everywhere in Mississippi. Learn about the different ways Farmers helps you save on great auto Auto insurance.

Discounts for the Family

  • Distant Student - Farmers can discount your rates if you cover a student on your policy who goes to school at least 100 miles away from your home, and doesn’t have regular access to your car.
  • Multi-Car - We offer a discount to policyholders who cover more than one vehicle under the same Farmers Auto policy.

Planning Ahead Discounts

  • Claims Free Renewal - Stay continuously insured with Farmers, and as long as you’ve had no accidents or major moving violations, we’ll reward you with a discount at renewal time.
  • Transfer - Switch your Auto insurance from certain standard carriers to Farmers with no lapse in coverage to get another rate discount.
  • Homeowner - Mississippi policyholders are eligible for an additional discount if they own their home.

Classroom Discounts

Defensive Driver - Mississippi drivers of any age can complete a DMV certified driving training program, and earn this special rate discount. This discount is valid for 3 years.

Good Student - Keep your grades up, and students under 25 get a discount on their auto Auto insurance. This discount applies to students that can meet one of the following academic criteria:

  • High school students with at least "B" average
  • College students with a 3.0 (out of 4.0) grade point average or higher
  • Dean's List or Honor Roll students
  • Students ranked in the top 20% of their class or in the top 20% in national standardized tests

Be ready to submit proof of eligibility (a copy of a report card, grade-point average, etc.) when requesting this discount.

Mature Driver - In Mississippi, drivers over 55 who’ve completed a state-approved Safe Driver Program anytime within the past 3 years are eligible for an additional rate discount.

Defensive Driving Discounts

  • Antilock Brakes - Earn an additional discount if your vehicle came equipped with factory-installed antilock brakes on all four tires.
  • Anti-Theft - Discounts are available if your car features car alarms, recovery devices, VIN etching, or other anti-theft systems.
  • Passive Restraint - Safety features like automatic seatbelts and airbags help protect you in the event of an injury, and can save you money on insurance.

You may be eligible for one or more of these discounts, subject to documentation. Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. Not all products and discounts are available in every state. Please contact a Farmers agent for details.