The types of policies you can bundle and the amount of savings can vary depending on the insurance group as well as the state you live in.

• Homeowners insurance and auto insurance. With Farmers, bundling auto and home could save you up to 10% off both, with more potential savings for bundling multiple cars on your policy.  
• Renters and auto insurance. With Farmers, bundling renters and auto could save you up to 7% on both policies, depending on your state. 
• Motorcycle and renters insurance 
• Condo and auto insurance   
• Other coverages, including RV, boat and umbrella insurance or personal liability insurance, can be bundled with your auto, home or renters policies. The more policies you bundle, the more you can save.   

If you have policies with different insurers, bringing them under one roof — bundling — can be a matter of timing. Here are steps to take if you want to switch.

1. Look for switching perks. Some insurers offer bundling discounts for starting two policies at the same time. They may also waive or reduce fees if you cancel your old policy early and offer immediate coverage so there’s no waiting period and you’re not left with a coverage gap.  
2. Do the math on your potential savings, including any perks, and weigh the potential short-term costs of switching against your long-term premium savings.  
3. Check the renewal dates of your current policies. Many insurers will not fully refund your prorated premium or will charge a cancellation fee if you cancel in the middle of your policy term. Making a change close to your renewal date can help you avoid those costs, as well as coverage overlaps.  
4. Plan your start date with your new company. A Farmers agent can work with you to schedule your start date to ensure a smooth transition and no coverage gaps.  

Discounts. Bundling can save you money, and with Farmers, the more policies you bundle the more you can save. Bundling is just one of many ways Farmers can help you save on home insurance and other coverages.

Convenience. Claims, billing and renowned customer service all in the same place. You may also save on billing-related fees.

One local agent for all your insurance. That’s one person to contact and help you manage your policies. For example, if you recently got married or had a child, your agent can help you make sure all relevant policies keep up with the change.

Digital tools. Bundling with Farmers means 24/7 access to one customer portal, with just one password to keep track of, one process to learn, one place to file claims and even possibly one bill for all your policies.