Navigating Iowa’s diverse beauty is better when you’re saving money on quality auto coverage.
Business and Professional Group –If you’re a member or employee of an approved business or professional group, you may be eligible for additional discounts. Contact us to see if you qualify!
Distant Student – If a student on your policy (25 and under) attends school at least 100 miles from your home, and doesn’t have regular access to your covered vehicle, you may be eligible for this discount.
Multi-Car – Discount applies if you cover more than one vehicle with the same Farmers policy.
Teen Driver – If you’ve had a Farmers Auto policy for at least 2 years, add a teen driver (your child or grandchild) and qualify for this additional discount.
Electronic Funds Transfer (EFT) – Select Automatic Electronic Fund Transfers as your payment plan and you’ll never miss a payment, and get a better rate.
Homeowner – Iowa policyholders are eligible for an additional discount if they own their home.
Pay In Full – Pay your entire term premium in one lump sum, and we’ll lower your rate.
Transfer - Purchase a policy from Farmers Insurance after transferring from another approved carrier, and we may be able to discount your rates.
Be ready to submit proof of eligibility (a copy of a report card, grade-point average, etc.) when requesting this discount.
Affinity – If you’re a member, employee, or retiree of an approved Iowa business or professional group, you may be entitled to an additional premium discount. Contact us to see if you qualify.
Multi-line Discounts – Get better deals and more comprehensive coverage when you combine Farmers policies together! Earn multi-policy discounts when you carry Farmers Home insurance, along with a Farmers Auto and/or Life policy
New Home – If your home was built within the past 12 years, you may qualify for an additional discount.
New Roof – Earn this discount if you’ve recently replaced or re-built your roof in the last 6 years.
UL Approved Roofing Materials – If your roofing materials have been tested for impact resistance by Underwriters Laboratories, you may qualify for this discount.
Protected Devices – Qualify for this discount if you’ve installed a burglar alarm, fire alarm, or a fire-protective sprinkler system in your home.
You may be eligible for one or more of these discounts, subject to documentation. Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. Not all products and discounts are available in every state. Please contact a Farmers agent for details.