Learn all about the different ways Farmers helps Illinoisans save on great auto coverage.
Multi-line Discounts – Save money, time, and stress when you protect all of your important investments with Farmers insurance. Carry any one of the following Farmers policies, on top of your auto coverage, and save with multi-policy discounts:
Signal® by Farmers - Sign up, download and use the Signal app and you’ll receive a 5% discount on your auto policy. You may earn up to 15% at your next renewal*. You can save even more if drivers enrolled on your policy and using Signal are younger than 25.**
Business and Professional Group - Members of certain professional groups, and employees or retirees of businesses may be eligible for additional rate discounts. Contact us to see if you qualify.
Distant Student – A discount for policyholders who cover a student who attends school at least 100 miles away from the home, and who doesn’t have regular access to the covered vehicle.
Multi-Car – Insure more than one vehicle under the same Farmers Auto policy and save.
Alternative Fuel – Drive a hybrid, electric, or other alternative fuel car, and you’ll save at the pump, and on your insurance rates.
Electronic Funds Transfer (EFT) – Make life easier and save money when you enroll in Farmers Automatic Electronic Payments plan.
Homeowner – If you own your home in Illinois, we can reduce your Auto insurance premium.
Pay In Full – Lower your premium when you choose to pay for your full term in one lump sum.
Good Student –All Illinois licensed drivers under 25 are eligible for an insurance rate discount if they maintain a “B” average or better in school! This discount also applies to students that meet one of the following academic criteria:
Be ready to submit proof of eligibility (a copy of a report card, grade-point average, etc.) when requesting this discount.
Mature Driver - Illinois drivers over 55 can pocket savings on their Auto insurance rates after completing a course in state-approved driver training.
Anti-Theft – If your vehicle features anti-theft devices like factory-installed alarm systems or Vehicle Identification Number (VIN) etching in the glass, you qualify for a discount on your Auto insurance.
Whether it’s in the city or in the small town prairies, protect your home in Illinois with smart coverage at smarter prices.
Affinity – If you’re an employee, retiree, or member of a certain professional group or business, you may be entitled to an additional premium discount. Contact us to find out if you qualify.
Multi-line Discounts – Carry more than one Farmers insurance policy, and you’ll earn deep multi-policy discounts. Combine your Farmers Home insurance with a Farmers Auto and/or Life policy and you’ll save.
Home Renovation – It’s important to keep your home’s vital systems up-to-date. So if you’ve recently renovated your heating and electrical, or plumbing systems, you may be eligible for a premium discount.
New Home – Discounts are available for homes built within the past 12 years.
New Roof – If you’ve replaced your roof, or have a new roof that’s less than 6 years old, you can save on your Home insurance policy.
UL Approved Roofing Materials – If your roofing materials have been tested and approved by Underwriters Laboratories and use impact-resistant materials like asphalt or fiberglass shingles, you may qualify for this premium discount.
Home Safety – Protect your home with loss-prevention measures and not only will you lower the risk of damages, but Farmers will discount your premium. Approved measures include:
Protective Devices – Protect your home and your family from break-ins and fires with a burglar alarm, fire alarm, and a fire-protective sprinkler system, and you may qualify for this additional discount.
You may be eligible for one or more of these discounts, subject to documentation. Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. Not all products and discounts are available in every state. Please contact a Farmers agent for details.
*Once you enroll in Signal® by Farmers® and complete 10 qualifying trips using the app, you will receive an initial 5% discount on your Farmers Insurance® auto policy. Only one discount can be applied per policy, regardless of the number of enrolled drivers who complete 10 trips. At renewal, the Signal discount may increase or decrease based on the percentage of enrolled drivers on your auto policy using the app and their driving scores. Your renewal discount could range between 0.5% and 15%, except in Colorado where your renewal discount can range from 0.5% to 20% and in Florida where your renewal discount will be 5%.
**The youthful driver component of the Signal discount is not available in Florida and Georgia.
Restrictions apply. Discounts may vary. Not available in all states. See your agent for details. Insurance is underwritten by Farmers Insurance Exchange and other affiliated Insurance entities. Visit farmers.com for a complete listing of entities. Not all insurers are authorized to provide insurance in all states. Coverage not available in all states.