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Life InsuranceTough questions. Simple answers.
Farmers makes it simple to
understand Life Insurance.


  • Why do I need Life insurance?
  • How much Life insurance do I need?
  • What kind of Life insurance do I need?
  • How much does Life insurance cost?
Learn more

Making Life Insurance Simple to Understand

At Farmers, we believe you deserve simple answers to those tough questions:

  • Why do I need Life insurance?

    Life insurance proceeds can provide both financial security for your loved ones and peace of mind for yourself. It can help you rest easy, knowing that you have helped to financially protect those you care about.

    Life insurance can help:

    • Pay the mortgage
    • Maintain your family’s current standard of living
    • Fund the kids’ college education
    • Pay for final expenses

    Find out more about ways Life insurance may help you

  • What kind of Life insurance fits my needs?

    You have more than one option when it comes to choosing a Life insurance policy – Term insurance and Permanent insurance (which includes Whole Life insurance and Universal Life insurance). Learn which option is right for you.

    Term Life insurance

    Whole Life insurance

    Universal Life insurance

    Accidental Death Insurance

    Learn more about types of Life insurance

  • How much Life insurance do I need?

    It’s important to find out how much Life insurance coverage is right for you. Consider the formula below and visit our Life insurance needs calculator to find out how much financial support your family or dependents would need if you were not around.

    Debt + Income + Mortgage + Education = Life Insurance Needs

    Estimate your Life insurance needs

  • How much does Life insurance cost?

    You can now buy Life insurance for less than you might spend for your daily cup of coffee or bottled water! And the younger and healthier you are, the lower your annual premium.

    Get A Quote

Whether you are looking to purchase a policy or just get a Life insurance quote, you can still work with a local Farmers insurance agent to help you select the right coverage for your needs and budget.


Life insurance issued by Farmers New World Life Insurance Company, 3003 77th Ave SE, Mercer Island, WA 98040. Products and features may not be available in all states and may vary by state.

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