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Homeowners InsuranceHomeowners insurance can provide protection for:


  • Your property - In the event of a loss, your home and other
    structures like a detached garage can be rebuilt or repaired.
  • Your possessions - Consider the value of your furniture, clothing,
    appliances, electronics and other valuables.
  • Your assets - Since you own a home and want to protect your
    assets, also consider coverage against liability claims.
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Homeowners Coverage Considerations

Farmers Homeowners insurance allows you to select the coverage you want for the things you value most.

Tour our Clickable House - Explore room by room to learn about Home insurance coverage.

Things to think about when selecting Homeowners coverage:

The value of your property

What would it take to rebuild your home at today's prices? Make sure you have enough Homeowners insurance to make adequate repairs if disaster did strike.

Unique or valuable items

Do you have fine art, jewelry or coins that require additional coverage? Consider adding a floater to your policy if you have valuable or unique items.

The value of your

Could you potentially leave yourself financially exposed if you are sued because of an accident? Ideally, your Liability insurance coverage should be enough to protect the value of your assets.

The value of your personal property

You likely don't know how much your personal possessions are really worth until you do a complete home inventory. Make sure you have enough coverage to replace your property in the event of a total loss.

For a customized policy, start by getting a Home insurance quote online.

This brief summary is not a policy document. Please read the actual policy documents for your state for important details on coverages, exclusions, limits, conditions and terms. If there is any conflict between this summary and the policy documents, the policy documents will control. Not all products and discounts are available in every state.