Skip to content
Life InsuranceTough questions. Simple answers.
Farmers Life makes it easier to
understand Life Insurance.


  • Why do I need Life insurance?
  • How much Life insurance do I need?
  • What kind of Life insurance do I need?
  • How much does Life insurance cost?
Learn more

Making Life Insurance Simple to Understand

The difference between worrying about the future and preparing for the future is doing something about it today. That’s why, at Farmers Life, we believe you deserve simple answers to those tough questions, like:

  • Why do I need Life insurance?

    Life insurance proceeds can help provide both financial security for your loved ones and peace of mind for yourself. It can help you rest easy, knowing that you have helped to financially protect those you care about.

    Life insurance can help:

    • Pay the mortgage
    • Maintain your family’s current standard of living
    • Fund the kids’ college education
    • Pay for final expenses
  • What kind of Life insurance fits my needs?

    You have options when it comes to choosing a Life insurance policy. Learn which option is right for you.

    Learn more about types of Life insurance

  • How much Life insurance do I need?

    It’s important to find out how much Life insurance coverage is right for you. Consider the formula below and visit our Life insurance needs calculator to find out how much financial support your family or dependents would need if you were not around.

    Debt + Income + Mortgage + Education = Life Insurance Needs

    Estimate your Life insurance needs

  • How much does Life insurance cost?

    These days, you can buy Life insurance for less than a few dollars a day! (That’s like an extra cup of coffee or bottle of water, to protect your family’s future). The price you pay depends on risk factors like your age and health, and the type of coverage you want.

    Did you know:

    • The younger and healthier you are, the lower your annual premium will be! If you wait, you may develop a medical condition that will make you uninsurable or substantially increase your rates.
    • Employer-provided life insurance may end if you lose or change jobs and may not meet your goals and needs.

    Get A Quote

  • Why Farmers Life?

    You have a lot of choices when it comes to Life insurance, so it’s important to make sure you can trust a company with your family’s financial future. Thankfully, Farmers Life has the options and services you want, and a legacy of dependability and integrity:

    • For more than 100 years, customers have turned to Farmers New World Life Insurance Company to help protect the financial security of their loved ones, the continuity of their businesses, and the stability of their retirement incomes.
    • With Farmers, you can conveniently manage all of your insurance in one place with one agent. Your Farmers agent offers a free needs-analysis service that can simplify the process and find the right life insurance for your situation.
    • Farmers Life has a life insurance option to suit your needs and budget through all stages of life, along with discounts that could help save you money.

Whether you are looking to purchase a policy or just get a Life insurance quote, you can still work with a local Farmers insurance agent to help you select the right coverage for your needs and budget.

FL-01                                                                                                                                                                                                                                                                                                        11-12


Farmers Life is associated with Farmers Insurance Group of Companies, one of the nation’s largest insurance groups, providing home, auto, business and life insurance, annuities and financial services.

2Contact your Farmers agent to see if you qualify for the discount. Discounts apply to selected property and casualty coverages, perils and policy types only and may vary by state and eligibility.