Why Farmers Auto Insurance is a Smart Choice
At Farmers, we know that insuring your vehicle is more than just a basic obligation. It’s a vital and legal necessity in your world...and these days, your needs may go well beyond “basic.”
That’s why Farmers has spent 85 years building the Smart Choice in Auto insurance, to bring you more than simple coverage. With Farmers, Auto insurance comes with quality coverage, convenience, and personalized service far beyond basic. Yes, it can cover injuries and damages caused by an accident, if you’re legally responsible. However, Farmers goes further, delivering the accessibility, convenience, and options you want, along with the personal touch of your own neighborhood agent.
Video: Learn the Basics
Car insurance with Farmers means:
- Control over your policy
You’re in the driver’s seat. Register your policy and manage, change, and update it quickly.
- Personalized attention
Your personal, dedicated and local Farmers agent is there when you need them, and our helpful Call Center agents are always a phone call away.
- Insight and guidance
Farmers has spent a lifetime building a strong, trustworthy, and knowledgeable business. We put all of our products, resources, agents, information, and experience at your disposal.
Manage your policy your way, with our mobile app, paperless policy documents and billing, and online automatic bill payments.
- Smart savings
Our long list of auto insurance discounts saves you money on smarter coverage.
- 24/7 protection
Our award-winning Farmers Claim Services is open 24 hours a day, 7 days a week to process your claim, guide you through the process, and get you back on the road safely.
Customize your Auto Insurance policy with plenty of coverage options
Farmers understands that in life, as in Car insurance, foresight and awareness are everything. When it comes to protecting what you care about most, “one-size fits all coverage” just doesn’t cut it.
That’s why Farmers Auto insurance gives you beyond-basic coverage options to help you spot coverage gaps and cover other unexpected costs.
Consider additional coverage options* like:
You’ve been a great driver for years, so one little accident shouldn’t ruin your good rates. With Farmers, it won’t! We’ll forgive one accident for every three consecutive years of accident- and violation-free driving.
No Fault, No Foul
Accidents happen (that’s why you have insurance), and Farmers knows that they aren’t always your fault. That’s why, with this option*, your rate remains unchanged when you’re not at fault in any accident while your Farmers policy is in force.**
Small Claim Forgiveness
With this option, your rates will never go up because of a fender bender or other small accident even if it’s your fault.
Get a speeding ticket? Pretty frustrated? We understand these things happen. With this added option, Farmers won’t increase your rates for a citation, as long as no claim is filed.**
*Not available in all states.
**Benefits apply to Farmers customers only, and do not include any incidents or violations occurring before the date of insured with Farmers.
This brief summary is not a policy document. Please read the actual policy documents for your state for important details on coverages, exclusions, limits, conditions, and terms. If there is any conflict between this summary and the policy documents, the policy documents will control. Not all products and discounts are available in every state.