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Umbrella Liability
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Personal Umbrella Liability Insurance

Life is unpredictable. You never know what might happen. If the unexpected happens, Farmers can help ensure you have the coverage you want to protect your family's assets.

With a Personal Umbrella policy, you have additional coverage over and above the liability limits of your underlying policies*. Your assets as well as your future earnings are covered.

Additional benefits

Besides providing increased liability limits, a Personal Umbrella policy gives you these additional benefits:

  • You are covered against claims that may not be covered by your underlying policies for Homeowners, Auto liability and Watercraft liability, such as libel, slander or defamation of character.
  • You are covered anywhere in the world.
  • You are covered for defense costs and attorney fees associated with claims against you that are covered by your Personal Umbrella policy, but not by your primary policies. These expenses are paid in addition to your policy limit.

When the unexpected happens, you want to get your life back in order as quickly as possible. Talk to your Farmers agent about a Personal Umbrella policy for the added security you want to get through a traumatic event knowing your family and your belongings are protected.

* Subject to policy limits and exclusions