Auto Service & Repair

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As the owner of an auto shop, you know that a customer's vehicle could be damaged while in your care. You may also want to obtain insurance coverage for your employees in the event of an accident while they are on the job. One of the most important things you can do is select the coverage that you feel best suits your business insurance needs.

Farmers can provide you with one-stop, comprehensive insurance protection for all your coverage needs.

Our highly dedicated, top-tier Claims professionals are here to help you to get back where you belong. Let our Loss Control professionals work with you to prevent or to mitigate potential losses. To learn about our comprehensive protection or to benefit from our world class Claims and Loss Control professionals, please contact your Farmers agent.

Auto Service & Repair Coverages

Here are some of the coverage options that are available to you to help you with your insurance needs:

Property and Inland Marine

  • Buildings at Replacement Costs or Actual Cash Values
  • Automatic Increase in Building Amount (inflation guard)
  • Contents at Replacement Costs or Actual Cash Values
  • Automatic Increase of the contents for seasonal fluctuation
  • Loss of income & extra expense on an actual loss sustained basis for 12 months or other extended period
  • Loss of income & extra expense from power interruption or from loss to dependent properties (such as property of your vendors)
  • Loss in value of undamaged building portion, demolition or increased construction cost to meet ordinance or law requirement
  • Comprehensive equipment breakdown coverage
  • Coverage extension to newly acquired buildings and contents
  • Fire department service charge and extinguisher recharge cost
  • Debris removal & pollutant clean up cost
  • Back up of sewers or drains
  • Accounts Receivables and Valuable Papers coverage
  • Computer equipment including Media & Records
  • Employee Tools
  • Earthquake or earthquake sprinkler leakage


  • Employee Dishonesty
  • Money & Securities - from both inside and outside the premises
  • Forgery & Alteration
  • Money Orders & Counterfeit Currency
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General and Other Liability

  • Operations and Premise liability including parking lot liability
  • Personal and Advertising injury liability
  • Products and Completed Operations liability
  • Contractual and Owners Protective liability
  • Hired and Non-owned automobile liability
  • Employee Benefits Liability
  • Broad Form Products liability
  • Garagekeepers liability

Automobile Liability
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