Artisan Contractor
Whether you own a landscaping, janitorial, plumbing, or electrical company, Farmers has insurance solutions that can be tailored to provide full protection for your operation.
Farmers can provide you with one-stop, comprehensive insurance protection for all your coverage needs which may help you to have peace of mind.
Our highly dedicated, top-tier Claims professionals are here to get you back where you belong. Let our Loss Control professionals work with you to prevent or to mitigate potential losses. To learn about our comprehensive protection or to benefit from our world class Claims and Loss Control professionals, please contact your Farmers agent.
Artisan Contractor Coverages
Here are some of the coverage options that are available to you to help you with your insurance needs:Property and Inland Marine
- Buildings at Extended Replacement Costs or Actual Cash Values
- Separate limit for Specified Property (such as Pools, Fences, etc.)
- Automatic Increase in Building Amount (inflation guard)
- Contents at Replacement Costs or Actual Cash Values
- Condominium Unit Owners Coverage
- Loss of Association Fees and Extra Expense
- Loss in value of undamaged building portion, demolition or increased construction cost to meet ordinance or law requirement
- Comprehensive equipment breakdown coverage
- Coverage extension to newly acquired buildings
- Fire department service charge and Extinguisher recharge cost
- Outdoor signs
- Debris removal or clean up cost
- Pollutant clean up cost
- Back up of sewers or drains or appliances
- Accounts Receivables and Valuable Papers coverage
- Computer equipment including Media & Records
- Earthquake or Earthquake Sprinkler Leakage
Crime
- Employee Dishonesty
- Money & Securities - from both inside and outside the premises
- Forgery & Alteration
- Money Orders & Counterfeit Currency
General and Other Liability
- Operations and Premise liability including parking lot liability
- Personal and Advertising injury liability
- Products and Completed Operations liability
- Contractual and Owners Protective liability
- Hired and Non-owned automobile liability
- Employee Benefits Liability
- Medical payments and Tenant's Legal Liability
- Per location aggregate limits
Automobile Liability
Workers Compensation and Employers Liability
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