INSURANCE QUESTIONS

How to Get Your Car Out of the Mud

Lightning Strike on Car, Now What?

Check Engine Light Came On, What Do I Do?

What Is a Guarantor on a Lease?

What Is Uneven Tire Wear?

What Is a Broker Fee and Who Pays It?

Do Renters Need Renters Insurance?

Explore renters insurance and learn about requirements, coverage, benefits and how to choose the right policy for you.

Who Pays Closing Costs?

Learn who is responsible for paying closing costs when buying and selling a home, including typical fees and negotiation strategies for buyers and sellers.

What Causes a Tire Blowout?

Will a Smoke Detector Detect Carbon Monoxide?

What Is Hazard Insurance for Homeowners?

What Is Earnest Money?

What is Umbrella Insurance?

How to Lower Utility Bills

What Is the Right of First Refusal Clause?

Learn about the right of first refusal clause, its legal implications and how it affects buyers and sellers in real estate and other contracts.

How Does Inflation Affect Insurance Rates?

Learn how inflation affects insurance rates, why premiums may rise and steps you can take to manage costs.

What Does Homeowners Insurance Cover?

How Do Rent-to-Own Homes Work?

Sump Pump Maintenance: A Homeowners Guide

How to Insure Jewelry: Coverage Options & Steps

Landlord Insurance vs Homeowners Insurance: What’s the Difference?

How to Shop for Homeowners Insurance: A Step-by-Step Guide

Does Breaking a Lease Hurt Your Credit Score?

Learn how breaking a lease might hurt your credit and what steps you can take to minimize the impact on your finances.

What Is a Co-Signer?

Learn what it means to co-sign a loan, what the responsibilities of a co-signer are and what the alternatives are for borrowers who don’t have a co-signer.

Do You Need Insurance on a Trailer?

Does Car Insurance Cover My Windshield?

Can Homeowners Insurance Cover HVAC

Does Homeowners Insurance Cover Theft?

What Is Included in Closing Costs?

Mortgage Insurance vs. Homeowners Insurance

High-Risk Homeowners Insurance Explained

High-risk homeowners insurance can be tough to secure. Learn how to find coverage for your property, what factors may make a home a higher risk to insure and what to do if your home is considered higher risk.

Building vs. Buying a Home: Key Considerations

Building vs. buying a home? Learn about costs, customization and financing to make the right choice for your needs.

Is It True That Auto Insurance Is More Expensive For A Red Car?

Does Car Insurance Cover Hail Damage?

What Perils Are Covered by Homeowners Insurance?

How Do Auto Accidents Affect Your Insurance?

What Is the Definition of Perils in Insurance?

Key Questions to Ask When Renting an Apartment

Does Home Insurance Cover Roof Leaks?

Find out if homeowners insurance covers a leaking roof. Learn what kind of damage is covered, what’s not and how to file a claim.

Does Renters Insurance Cover Basement Flooding?

Find out if renters insurance can cover water damage from basement flooding and learn about common policy coverages and exclusions.

Does Renters Insurance Cover Appliances?

How to Insulate Electrical Outlets

Does Each Roommate Need Renters Insurance?

How to Bundle Insurance Policies

How Much Is Commercial Auto Insurance for Businesses

Does Renters Insurance Cover Fire Damage?

Does Auto Insurance Cover Theft?

Find out if auto insurance covers theft of your car or belongings inside it. Learn the difference between auto, home and renters insurance with Farmers Insurance.

How to Drain a Water Heater: A Step-by-Step Guide

Find out how to drain a water heater — and why you may want to — with our guide covering tools, prep, step-by-step instructions and tips.

Does Renters Insurance Cover Mold? Key Insights

Renters Insurance vs. Homeowners Insurance Insights

How to Start a Fire in the Fireplace

At What Age Does Auto Insurance Decrease?

What Is Personal Injury Protection (PIP) Insurance?

What Are Comprehensive Workplace Benefits?

Insuring Homes with Swimming Pools: What to Know

Find out how homeowners insurance applies to swimming pools, what’s not covered, tips to reduce liability risks and costs, and how Farmers® can help.

How to Switch Car Insurance

Learn how to switch car insurance companies with our step-by-step guide — from comparing coverage and discounts to essential information you’ll need to apply.

What Is Medical Payments Coverage?

Renters Insurance Coverage for Hurricane Damage

Does Renters Insurance Cover Power Outages?

Can My Landlord Require Renters Insurance?

Does Renters Insurance Cover Water Damage?

What Happens If You Break a Renter’s Lease?

What Are Affinity Benefits Programs?

Learn about affinity programs and the benefits they provide for groups and members.

Does My Credit Score Affect My Auto Insurance Premiums?

Joe Angelini is a Farmers Insurance® agent in Half Moon Bay, California. He discusses how credit scoring plays a role in auto insurance rates.

What is a Pet Insurance Waiting Period?

What Is Whole Life Insurance?

What Is Comprehensive Insurance and What Does It Cover?

What Is Permanent Life Insurance?

What is Personal Property Coverage?

What Is Water Backup Coverage and Do I Need It?

What Is Loss of Use Coverage?

Learn what loss of use coverage is and why it might be a useful insurance option for you today.

Does Homeowners Insurance Cover Water Damage?

Homeowners insurance may cover water damage if the cause was sudden. However, some types of water damage might not be covered. Learn what may or may not be covered.

What Is a Home Insurance Deductible?

How Much Is Renters Insurance?

What Is Gap Insurance and How Does It Work?

What Is a Homeowners Insurance Declarations Page?

What Factors May Impact the Cost of Homeowners Insurance?

Is Homeowners Insurance Tax Deductible?

Can Homeowners Insurance Cover Tree Removal?

How much does insurance pay for tree removal? Find out if trees are covered by home insurance and how it can help with expenses in this informative article.

Is Renters Insurance Required?

Renters insurance is not required by law, but landlords may require it. Learn the benefits of a renters insurance policy, why landlords may require renters insurance and how to figure out much renters insurance you might want.

Does Renters Insurance Cover Hotel Stays?

Does Renters Insurance Cover Storage Units?

Does Renters Insurance Cover Pet Damage?

Does Renters Insurance Cover Car Theft?

Should my estate plan include an advance directive?

Should homeowners consider life insurance?

How can life insurance help when markets are volatile?

While often uncomfortable to talk about, market changes may present life insurance opportunities where you can help protect your family’s financial future.

What Do Home Inspectors Look For?

Home inspectors check the safety of the interior and exterior of the home after you place an offer on a home. Learn more about home inspections from Farmers.

How Long Does It Take to Buy a House?

What Is Uninsured Motorist Coverage?

What Do You Need to Know Before Buying a House?

When Should I Get Homeowners Insurance?

What to Do After a Traffic Accident

What Should I Do With a Flat Tire?

What Are Some Questions I Should Ask When Viewing a House?

Be ready to ask questions about the age of the roof when you view a home. Learn other questions to ask during a home viewing from Farmers®.

What Steps Are There in a Home Remodel?

Steps to remodeling a home: make a plan, set a budget and stick to it. Learn more from Farmers Insurance.

What Steps Can Help Prevent Flat Tires?

Which Methods Can Help Secure Home Windows?

Why Did My Car Insurance Premium Go Up When Nothing Else Has Changed?

Why Do I Need Homeowners Insurance Coverage?

What Does Personal Liability Insurance Cover?

How Much Life Insurance Do I Need?

Home Warranty vs. Home Insurance Difference

Home Insurance provides coverage for the unexpected, while warranties can provide coverage from expected breakdowns of systems. Learn more from Farmers Insurance.

How Can I Help Prevent Pipes From Freezing?

Insulating water pipes in your home may prevent pipes from freezing. Find out additional ways to help keep pipes from bursting, from Farmers Insurance.

What Is Full Car Insurance Coverage?

What Is an Insurance Premium?

How Should I Prepare to Buy My First Home?

Which Is Better, Term or Whole Life Insurance?

What Is Renters Insurance, and What Does It Cover?

What Are Life Insurance Policy Riders?

What Factors Drive Life Insurance Calculations?

Life insurance calculations depend on your income, family size and total financial picture. Learn how you can determine the amount of coverage you want.

Where Should I Buy Life Insurance?

Find out what you may want to consider when you’re choosing an agent and a life insurance company.

What Are Living Benefits on a Life Insurance Policy?

What Is a Life Insurance Beneficiary?

Do I Need Business Auto Insurance?

What is a Business Insurance Policy?

Do I Need Rental Car Insurance?

What Does Business Liability Insurance Cover?

What Does an HOA Do?

HOAs typically govern residential communities and collect dues to cover community costs. Learn what exactly they do, and what this means for your own policy.

What Does an Umbrella Insurance Policy Cover?

A $1 million umbrella policy covers you when you are liable for injuries or property damage. Contact a Farmers agent to learn about personal umbrella insurance.

I Accidently Hit the Gas Pedal and Crashed During An Impromptu Air Drum Solo. Can A Wannabee Rockstar Get Some Coverage?

What is Business Property Insurance?

Why Do I Need Auto and Home (or Renters) Insurance to Buy Umbrella Insurance?

Is My RV Covered in Mexico or Canada?

How Can Insurance Help Me Prepare For a Tornado Disaster?

Would Renters Insurance Be Worth It if I Don't Own Much?

Is Business Insurance Required by Law?

Some types of coverage are required for business while others are optional. Farmers offers a wide selection of coverages for your business. Learn more.

Do I Want Insurance For A Boat?

Some states and marinas require liability coverage on boats. Learn what type of coverage you might need.

Does My Auto Insurance Cover Rental Vehicles?

What is Business Income Coverage?

Does The Distance of My Commute Affect My Auto Insurance?

Should I Get Public Liability or Employers Liability Insurance?

Will Business Insurance Cover My Company if Someone Sues Me?

I Lost My Wedding Ring on the Golf Course, Do I Have Coverage?

What Exactly Is Auto Insurance and How Does It Work?

Michelle Early, a Farmers Insurance; agent in Edmond, Oklahoma, discusses the types of auto insurance coverage and how they can benefit you.

Should I Consider Renters Insurance Coverage While Living in an Apartment?

Do apartment dwellers need insurance, or does the landlord's coverage handle it? A Farmers agent has the answer.

My Golf Cart Is like My Car, Should I Insure It?

Does My Business Need Workers' Compensation Coverage?

What Happens if a Friend Wrecks My Vehicle?

Why Should I Pay For Full RV Coverage Even During Months I Don’t Use My RV?

Does Renters Insurance Automatically Renew Every Year?

Who is Covered by My Business Insurance?

Is There Anything Umbrella Insurance Doesn’t Cover?

Umbrella insurance doesn't cover damage to your own home, car, or possessions. It covers the cost of injury to others or damage to their property. Learn more.

Does Motorcycle Insurance Cover Passengers?

A motorcycle policy can cover a passenger's medical bills in case of an accident. Learn more about motorcycle insurance here.

Do I Need Insurance for a Scooter?

Does Motorcycle Insurance Cover Theft?

Help! My Car Got in the Way of a Pack of Dogs

What Happens if Someone Hits My Parked Car?

How Can Insurance Help Me Prepare for an Earthquake Disaster?

How Much Does Umbrella Insurance Cost?

Does Renters Insurance Cover Theft?

Renters insurance policies cover theft if you have personal property coverage. Find out how a Farmers® Renters Insurance policy can protect your belongings now.

Do I Need Boat Insurance in the Off Season?

We know that boating season varies depending on geographic area. That’s why the length of boating season is factored into your premium. Learn more.

What Exactly Is an Auto Insurance Deductible?

What is Risk Management for a Small Business?

How Can I Improve My Business Insurance Policy?

What Factors Determine the Cost of My Business Insurance?

What Types of Businesses Are Eligible for a Business Owners Policy (BOP)?

How Do I Get Business Insurance?

Is Animal Damage Covered By My Auto Insurance

Will car insurance cover animal damage? Learn about how insurance can protect you in the event of damage caused by animals.

When Would a Homeowner Want to Consider Vacant Home Insurance?

Vacant home insurance provides coverage if your home is empty for a month or more. A Farmers® agent explains why.

When a Car Damages Your House

Running a Retail Shop? Take Some Time to Browse Insurance Coverage Options

What Kind of Insurance Do You Need For a Restaurant?

What Steps I Should Take If I’m In An Accident?

How a Simple Piece of Paper—called a Certificate of Insurance (COI)—can Set Your Business Apart?

What is a Business Owners Policy?

I Got a Ticket, Now What?

Traffic tickets can affect your driving record and insurance premiums. Find out what to do if you get a ticket.

How Can I Make My Restaurant a Safer Place to Work?

Learn how to improve restaurant safety. Get restaurant owner safety tips from an insurance expert at Farmers Insurance.

If I Love It, Should I List It? How Do I Take a Home Inventory?

How Do I File a Car Insurance Claim?

There’s Meat in the Freezer and a Bear Outside. Will Home Insurance Cover Damage If He Breaks In?

Buying Home Insurance? Make Sure Your Valuables Are Covered

Talk About A Bump In The Road – My Car Was Hit By A Drone

My Golf Clubs Were Taken from My Car. Do I Have Coverage?

What's the Difference Between Comprehensive and Collision Coverage?

What's the difference between comprehensive and collision coverage, and things to consider when you are selecting the insurance you want. A Farmers® agent shares her thoughts.

What Does Motorcycle Insurance Cover?

What's included in a motorcycle insurance policy? From standard to specialized coverage, a Farmers agent explains the options.

Why Work with an Agent When I Can Buy Cheap Car Insurance Online?

If a Tree Falls on My Home, What Do I Do?

How Long Does it Take to Get Car Insurance?

Reasons to Buy Renters Insurance

What Should I Know Before Buying Life Insurance?

Can I Use Life Insurance to Help Provide Financial Support My Special Needs Child?

Do I Have Coverage for a Shattered Windshield?

Does car insurance provide coverage when a golf ball hits your window? A Farmers' agent shares a thing or two about glass damage.

Is Damage from Water in My Basement Covered by Homeowners Insurance?

Does homeowners insurance cover a flooded basement? Get thoughts from a Farmers® agent.

Pet Starts a Home Fire

Why Did My Homeowners Insurance Go Up?

What Is Umbrella Insurance and Why Should I Consider It?

Can I Change My Auto Coverage Whenever I Want?

What Impacts the Price of My Auto Insurance?

How Can Insurance Help Me Prepare for a Flood Disaster?

How Do I File a Business Insurance Claim?

Filing a business insurance claim is easy. You can report your claim to Farmers by phone or online 24 hours a day. Learn what details to have on hand

Does My Auto Insurance Cover Anyone Who Drives My Car?

Unsure whether or not your auto insurance coverage extends to someone who borrows your car or drives your car occasionally? Find your answers here.

What Is a Business Umbrella Policy?

How Much Renters Insurance Do I Need?

Does RV Insurance Cover Attachments and Accessories?

Do I Want Motorcycle Insurance?

How Can I Save Money on My Home Insurance?

Does Anything in My Home Warrant a Separate Insurance Policy or Coverage?

How Do I File a Home Insurance Claim?

Filing a home insurance claim is quick and easy. You can file anytime by phone or online. Learn more on how Farmers home insurance claim process works.

How Much Does Condo Insurance Cost?

The value of your personal property affects the cost of your condo insurance. Learn what factors Farmers takes into consideration when building your quote.

What Does Homeowners “Replacement Cost” Mean?

Is My Home Covered if It’s Damaged in a Natural Disaster?

How Is the Replacement Cost of My Home Determined?

What Does Condo Insurance Cover?

Is Home Insurance Required If I Own a Home?

What is the Difference between Dwelling Coverage and Home Insurance?

Does Home Insurance Cover My Foundation?

Foundation repair coverage depends on the source of the damage. In most cases, home insurance can cover sudden perils out of your control. Learn more.

How Do I Calculate the Replacement Cost of Belongings in My Home?

Calculating the value of your belongings can be difficult. Farmers tips on the best approach to calculating this value will save you time and stress.

How Much Homeowners Liability Coverage Should I Consider?

Does Home Insurance Cover Termites?

What Are Some Things I Should Consider When Buying Home Insurance?

How Much Condo Insurance Do I Need?

Does Home Insurance Cover Plumbing?

Does Home Insurance Cover Property That My Child Takes to a Dorm?

Why Should I Consider Getting Insurance for My New Business Immediately?

You can be exposed to risk as soon as you start your business. No matter how new your company is you might want to consider business insurance. Learn why.

Is My Home Business Covered by Home Policy?

Your home insurance can cover most home-based businesses, but you may need additional coverage depending on your work. Make sure you're properly covered.