Home insurance discounts

Farmers offers valuable discounts to help you save
on your Homeowners insurance.

Here are some ways you can save on Homeowners insurance:

  • Renovations? New roof? Get discounts for improvements made to your home.
  • Farmers Car and Homeowner policyholders can save on both policies.
  • Non-smoker? Good for you! Non-smokers get a Home insurance discount!

Learn more about discounts

Farmers currently offers discounts* for:

Depending on your state, you may be eligible for a variety of Homeowners insurance discounts.

Discounts to help you save!

New Roof Icon

New Roof

Roofs replaced in the last six years.

Purchasing multiple policies Icon

Purchasing multiple policies with Farmers:

Home/Auto, Home/Life and more!

Protective Devices

For homes equipped with qualifying burglar and fire protective devices.

Protective Devices Icon

Business/professional groups

Discounts for Doctors, RNs, Engineers, Dentists, Teachers, Police, Firefighters and more.

Business/professional groups Icon
New Home Icon

New Home

Get a discount for your recently constructed home.

Interior Inspection Icon

Interior Inspection

Complete an inspection of your home's interior by a Farmers authorized inspector.

Home Renovation

Discounts for renovation of major systems - including heating, electrical
and plumbing.

Home Renovation Icon

Non-smoker

Applies when all residents of the household have not smoked tobacco in the past two years.

Non-smoker Icon
Get a Quote!

More discounts in your state

Depending on your state, you may be eligible for even more discounts.

* Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. See the Insurance Terms Glossary for full descriptions.

This brief summary is not a policy document. Please read the actual policy documents for your state for important details on coverages, exclusions, limits, conditions and terms. If there is any conflict between this summary and the policy documents, the policy documents will control. Not all products and discounts are available in every state.