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Farmers offers many Auto insurance discounts to help keep your auto insurance premiums as low as possible. Discounts vary by state. Some of the types of discounts available include:
Contact your local Farmers agent to discuss your own individual needs.
Depending on your state, Farmers offers a variety of Home insurance discounts to help you save. For example, you can save with:
Contact your local Farmers agent to inquire about ways to save on Home insurance in your state.
Farmers currently offers discounts in these categories:
Vehicles eligible for an insurance discount are dedicated fuel vehicle designed to use an alternative fuel as defined in the Federal Energy Policy Act ("EPact") of 1992 or an electric and gasoline hybrid vehicle. Qualified vehicles include hybrid, electric, natural gas, methane and propane.
An anti-lock braking system provides your car with added protection through braking technology in many types of driving conditions. Receive a discount if you vehicle is equipped with this feature.
Receive a discount if your vehicle is equipped with an authorized anti-theft protection device provided by the manufacturer of a vehicle as original equipment or an authorized dealer. The device must be self-activating upon locking the vehicle's doors.
Discount on your Auto policy will apply if you are employed with or retired from an approved occupation or professional group and meet the eligibility criteria.
Get a discount on your Auto insurance policy if you purchase a Farmers Homeowners or Condominium policy at the same time.
Get a discount on your Auto insurance policy if you purchase a Farmers Life insurance policy at the same time.
Get a discount on your Auto insurance policy if you purchase a Farmers Renters policy at the same time.
This discount is available if you have a vehicle equipped with this feature (ESC). In many new cars, this technology helps drivers maintain control of their vehicle during extreme steering maneuvers by keeping the vehicle headed in the driver's intended direction, even when the vehicle nears or exceeds the limits of road traction.
To qualify for the good student discount, the driver must be 16 to 24 years of age and a full-time high school student, or enrolled as a full-time college or university student. The driver will have to provide documentation that they are:
Available to households that have two or more vehicles insured with Farmers.
Get a one-time credit if your vehicle is the current or next year's model.
Available if your vehicle is equipped with a passive restraint system that requires no action on the part of the vehicle occupants. Automatic Seat Belts wrap around the passenger when they sit in the car. Air bags are loss-reduction devices stored in the dash and/or steering column which are designed to inflate in moderate and severe front end crashes.
This discount is available in select states for those with a clean driving record.
To qualify for this discount the principal operator must be at least 65 years of age or, in some states, 55 years of age and have successfully completed a Driver's Education course approved by the Department of Motor Vehicles. A certificate of completion from the approved agency must be provided.
Here are a few of our Home insurance discounts:
Discount on your Homeowners policy will apply if you are employed with or retired from an approved occupation or professional group and meet the eligibility criteria.
This discount is available to homeowners who agree to and complete an inspection of their home's interior by a Farmers authorized inspector.
This discount is available to homeowners who agree to and complete an inspection of their home's interior by a Farmers authorized inspector.
Get a discount if all residents of your household have not smoke tobacco products in the past two years.
If your home was constructed during the current calendar year and within the last nine calendar years, you could be eligible for a discount.
Get a discount on your Home or Auto insurance policy if you purchase a Farmers Homeowners or Condominium policy at the same time.
Get a discount on your Home insurance policy if you purchase a Farmers Life insurance policy at the same time.
Get a discount on your Renters or Auto insurance policy if you purchase a Farmers Renters policy at the same time.
Discounts are available for insured homes equipped with qualifying burglar and fire protection devices such as central station alarms and interior automatic fire sprinkler systems.
