Car Accident Checklist

If you are ever in an accident, would you know what information you need to file a claim? Make sure you are prepared ahead of time.

What To Do If You Have a Car Accident


  1. 1

    Safety first

    Be aware of your personal safety and others at the accident scene first. If there are any injuries or property damage, call 911 immediately.

  2. 2

    Keep calm

    Emotions may run high in the aftermath of a car accident.  In spite of this, it is important to remain calm and stay focused at the task at hand: documenting the accident.  Be careful what you say: don’t admit fault. An investigation may later show you were not responsible.

  3. 3

    Exchange information

    Take good notes. Keep a pad and pencil in your glove compartment or use your cell phone to document the following:
     

    • Name, addresses and phone numbers of all drivers and passengers involved in the accident
    • Car license number, make and model of each car involved in the accident
    • Vehicle operator’s driver license number, insurance company and policy number
    • Names and addresses of as many witnesses as possible
    • Names and badge numbers of police officers
  4. 4

    Document damage

    Take photos of the accident scene and vehicle damage. Record the details of the accident while they are fresh in your memory. Draw a diagram to recreate the scene.

  5. 5

    File a police report

    Even if no one is hurt from the accident, you should always contact the police and file an accident report. You might need it when you file a claim.

  6. 6

    Report your claim

    Contact Farmers Claims Services immediately, 24 hours a day at 1-800-435-7764. For assistance en español, llame al 1-877-RECLAMO.

MORE CLAIM RESOURCES

Other Auto Claim Topics

See policy for actual coverage language.