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Other Types of Car Insurance CoverageChoose additional coverage and protection where you want it.

Types of common coverage:

  • New Car Pledge - We'll replace your new vehicle in the first two years
  • Glass Repair Services - Convenient, mobile response
  • Towing & Roadside Assistance - Get it 24/7
  • Accident Forgiveness - Because accidents happen
  • Personal Umbrella - An extra layer of coverage
  • Car Rental Reimbursement
Learn more about optional coverage

Car Insurance Options Beyond the Basics

  • Accident Forgiveness

    You're a good driver and haven't been in an accident for years, but now you have a claim. With this optional coverage, Farmers will forgive one accident in a three year period.

  • New Car Pledge

    Farmers will replace your new vehicle without depreciation in the event of a total loss in the first two years (24,000 miles) of ownership. Also, if minor repairs are needed, we'll make sure only original manufacturer parts are used if available.

  • Personal Umbrella

    Personal Liability Umbrella insurance supplements the liability coverage you already have on your Auto and Homeowners policies, providing an extra layer of coverage. (Your auto policy must have certain limits in order for you to qualify for an umbrella policy.)

  • Towing & Roadside Assistance

    Provides 24/7 access to roadside assistance through Farmers Claims Services. You'll get:

    • Towing to the nearest qualified repair facility
    • Locksmith services
    • Battery "jump start"
    • Other repairs performed right where your vehicle breaks down. Farmers will be billed directly for this service in most cases.
  • Glass Repair Services

    Farmers Claim Services can help quickly connect you with a reputable vehicle glass company in your area. Here are some of the many benefits:

    • Convenient mobile response wherever you are: home, school or office
    • Quality service and materials from a trusted source
    • 24/7 scheduling
    • National lifetime warranty good for as long as you own or lease the vehicle
  • Car Rental Reimbursement

    Farmers Auto Rental Service can quickly provide a rental vehicle for your use after an accident. This network of pre-screened, nationally-known rental car companies offer free pickup and delivery, direct billing to Farmers and an automatic deposit waiver (deposit waiver is not available in all areas).

  • Extended Customized Equipment Coverage

    Farmers can also provide coverage for optional equipment not permanently installed in the dash of your car, and for theft of items such as tapes, discs or other equipment designed for the reproduction of sound.

Get a car insurance quote online to see available coverage and insurance discounts in your state.

This brief summary is not a policy document. Please read the actual policy documents for your state for important details on coverages, exclusions, limits, conditions and terms. If there is any conflict between this summary and the policy documents, the policy documents will control. Not all products and discounts are available in every state.