Boat Insurance

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Boat Insurance Overview

Your perfect day includes the sunrise, a trolling motor and a rubber worm. You love your boat. You even have a name for her. When you're out on the water, the last thing you want to worry about is whether you have the right insurance policy.

Farmers offers boat insurance through Foremost, the national leader in specialty insurance. Pick the coverages that best fits your situation: our policy can be tailored to fit what you want, whether that's basic coverage or a complete package with several optional coverages. Eligible boats include:
  • Bass boats
  • Ski boats
  • Recreational power boats
  • Sailboats up to 26 feet long
  • Cabin cruisers
  • Day sailers
  • Runabouts
  • Pontoon boats
  • Jet boats
  • Bow riders
  • Deck boats
  • And much more!

Personal Watercraft Insurance Overview

It's a common myth that your personal watercraft is adequately covered under your homeowner's or renter's policy. In most cases, you need additional coverage. For real peace of mind as you ride the waves, you need a policy that offers important coverages specifically designed for personal watercraft.

Farmers offers personal watercraft insurance through Foremost, the national leader in specialty insurance. Covered personal watercrafts include:

  • Single-user personal watercraft
  • Multi-user personal watercraft
  • Expensive new units
  • Older and lower-value units

Go to Foremost.com to get marine safety tips and more information on coverage options.Back to Top

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