Vermont Insurance Discounts

Auto Insurance Discounts

Discounts for the Family


Signal® by Farmers® - Sign up, download and use the Signal app and you’ll receive a 5% discount on your auto policy, with an opportunity to earn up to 15% each time you renew your policy. You can save an additional 10% if you have a young driver in your household. Learn more about Signal® by Farmers

Distant Student – Parents save on Auto insurance when their child attends school at least 100 miles away from home and doesn’t have regular access to the covered car.

Multi-car – Cover more than one vehicle on your Farmers Auto policy to earn this rate discount.

Planning Ahead Discounts


Transfer - Switch to Farmers Auto insurance and save with this discount.

Homeowner - Policyholders who own their home are eligible for a discount on their premium.

Classroom Discounts

Good Student – Farmers likes to see students shine, so it offers drivers under 25 an additional discount if any of the following apply:
  • High school student with at least a "B" average
  • College student with a 3.0 (out of 4.0) grade point average or higher
  • Dean's List or Honor Roll student
  • Student ranked in the top 20% of their class or in the top 20% in national standardized tests

Please be ready to submit proof of eligibility (a copy of a report card, grade-point average, etc.) when requesting this discount.

Mature Driver – Vermonters over 55 can take a state-approved driver training course for discounted Auto insurance rates.

Driver Training Discount - Drivers under the age of 21 who complete a driver training course can receive this discount.

Defensive Driver Discounts


Anti-Lock Brakes - A discount for vehicles with factory-installed 4-wheel Anti-Lock Brake Systems (ABS). Especially important in Vermont, A B S helps you control your car when braking quickly, particularly on slick or snowy terrain.

Claim Free - Earn a safe driving discount if you have no claims for an extended period of time.

Anti-Theft - Car alarms and tracking devices that locate a stolen car aren’t just excellent precautionary measures to take. They’re also another reason for Farmers to give you a discount.

Passive Restraint - Factory-installed safety features like automatic seat belts and air bags help to protect you in an accident and can keep your Auto insurance rates down.

Simplify and save

Find out about multi-line insurance discounts when you buy an auto policy with a home policy.

You may be eligible for one or more of these discounts, subject to documentation. Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. Not all products and discounts are available in every state. Please contact a Farmers agent for details.