Vermont Insurance Discounts


Discounts for the Family

Discounts for the Family
Distant Student – Parents save on Auto insurance when their child attends school at least 100 miles away from home and doesn’t have regular access to the covered car.

Multi-car – Cover more than one vehicle on your Farmers Auto policy to earn this rate discount.

Planning Ahead Discounts

Planning Ahead Discounts
Transfer - Switch to Farmers Auto insurance and save with this discount.

Homeowner - Policyholders who own their home are eligible for a discount on their premium.

Classroom Discounts

Classroom Discounts
Good Student – Farmers likes to see students shine, so it offers drivers under 25 an additional discount if any of the following apply:
  • High school student with at least a "B" average
  • College student with a 3.0 (out of 4.0) grade point average or higher
  • Dean's List or Honor Roll student
  • Student ranked in the top 20% of their class or in the top 20% in national standardized tests

Please be ready to submit proof of eligibility (a copy of a report card, grade-point average, etc.) when requesting this discount.

Mature Driver – Vermonters over 55 can take a state-approved driver training course for discounted Auto insurance rates.

Driver Training Discount - Drivers under the age of 21 who complete a driver training course can receive this discount.

Defensive Driver Discounts

Defensive Driver Discounts
Anti-Lock Brakes -  A discount for vehicles with factory-installed 4-wheel Anti-Lock Brake Systems (ABS). Especially important in Vermont, ABS helps you control your car when braking quickly, particularly on slick or snowy terrain.

Claim Free - Earn a safe driving discount if you have no claims for an extended period of time.

Anti-Theft - Car alarms and tracking devices that locate a stolen car aren’t just excellent precautionary measures to take. They’re also another reason for Farmers to give you a discount.

Passive Restraint - Factory-installed safety features like automatic seat belts and air bags help to protect you in an accident and can keep your Auto insurance rates down.

Simplify and save

Find out about multi-line insurance discounts when you buy an auto policy with a home policy.

You may be eligible for one or more of these discounts, subject to documentation. Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. Not all products and discounts are available in every state.  Please contact a Farmers agent for details.